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Sorry for the tedious thread. We'll need to remortgage this autumn, for the first time. Can anyone tell me if the mortgage lender revalues your house as part of this, to calculate a new Loan-to-value ratio? We put down a 10% deposit when we bought, but our equity is more than this now (even...

Put £100 on us to win the league the day we signed Bobby Zamora, at 10-1. £1000 thank you very much. :albion2::thumbsup::yahoo:

My Dad's a builder. He went to Dublin and all he bought me was this lousy taoiseach.

Doesn't do anything for me either.

Good point, and about time someone spoke up. I'm constantly amazed as to why we don't just win every game we play – then we wouldn't have this nonsense about other teams, worrying about promotion and so on. Haven't we missed a trick here too?

Get the boys and girls from The Apprentice in. You want disaster we can give you disaster.

I request a picture of someone falling into water.

I thought Five Live spent the whole game making oh-so-hilarious Doug Loft jokes?

Me too. Never even heard of him! Don't really watch or care much about the Premiership, but am quite shocked at myself for having to genuinely go "Who's he?".

Which of course it would be utterly impossible to survive off.

Any chance of pictures?

Personally I thought she'd made it by taking the purple wrappers off 1000 hazelnut Quality Streets and sticking them to a skirt. Nowt wrong with that of course. And it probably explains what she was up to for the 11 months between X Factor 06 and 'Bleeding Love'.

Basmati rice has doubled in the past year. Wheat up a third.

Not a lot. I tried one on eBay last year, didn't shift.

Thanks guys, will have a go at installing Spybot and AdAware right now...

I'm normally a Mac person, but we have a PC at home, and wondered if anyone can let me know if this problem might be what I think it is. Our PC is becoming crap at connecting to the Internet and email. 2 out of 3 attempts just freeze and fall over, and you need to try over and over again to do...

Oi. Twat. You Forgot To Put A Capital Letter On 'Or'.

Not surprising where you live!

I've used both Access and a local firm. The local firm were infinitely cheaper, and I found them just as good. They were also more relaxed about terminating contracts and so on, which just made life a bit easier. You can use your own padlock – NEVER buy things like padlocks or packaging...

Blowing a hoolie up here in Jockland.