Yeah, but my point is that the Aussie guy makes it interesting because he invests more regularly rather than just no, no, no all the time and when he does turn things down he is honest and gives a good explanation rather than Banatine's "It's rubbish, you're wasting my time" arrogant bullshit.
Sounds like spyware or a virus or something. It's perfectly possible to have something that spyware/virus checkers can't see. Have a talk to these people. They're really good.
But that agreement is only what you are paying in direct debits NOT what you are using. Take a meter reading and compare it to your bill and with that high payment you will be way overpaid.
Just phone them up and tell them you want to reduce your monthly repayments. No need to change supplier...
Of course theres no point. All the companies get the electricity and gas from the same suppliers so they're all going to be more or less the same apart from the special offers and service.