Superphil
Dismember
For goodness sake, don't you understand, logic is irrelevent when discussing this issue. Tories and LibDems are SATAN in this subject, Labour would have made it all free. And we, the tax payers wouldn't have to pay a penny.
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Buy a place at university for just 28K.
- Thread starter Leekbrookgull
- Start date
For goodness sake, don't you understand, logic is irrelevent when discussing this issue. Tories and LibDems are SATAN in this subject, Labour would have made it all free. And we, the tax payers wouldn't have to pay a penny.
That is exactly my point, no one will ask you for any cash until you have graduated and started earning a livable wage, I genuinely don't see the need for the hysteria, unless your woefully uninformed I don't see how you can argue it is NOW too expensive.
Well if you have f*** all ambition in life then yes you could, there is nothing stopping you.
Superphil
Dismember
Indeed, and if you do have that attitude, then give university a miss, let the place go to someone who will do something with it.
Spiros
Well-known member
Whereas if you get a good job that pays well then you end up paying back the fees through your tax code as and when you can afford it.
bhaexpress
New member
The real problem is that there's too many degrees out there that have much use for a potential employer. All this government is trying to do is sell off spare places on the courses that not people will want to go on.
Student debt isn't really the same as 'normal debt'. At no point are you going to be chased up for it. It's just another form of taxation. I had a letter the other day from the Student Loans Company saying I owe £19k, which isn't really worrying me. For example, with the current system of paying back the money when you earn more than £15k, earning £20k a year (a reasonable wage after graduating), you will pay off £37.50 of it a month.
Curious Orange
Punxsatawney Phil
For goodness sake, don't you understand, logic is irrelevent when discussing this issue. Tories and LibDems are SATAN in this subject, Labour would have made it all free. And we, the tax payers wouldn't have to pay a penny.
Cheers for the reminder, I'd forgotten it was the Tories I was opposing when I marched against the introduction of fees/abolition of grants in '98.
Kazenga <3
Test 805843
Wow cannot believe people actually bit on that 
If you are attending a university away from home, and borrowing (say) another £4k a year for living expenses, then the average course works out as about £40k. Factoring interest costs on the repayments then you would expect to repay about £60k.
Over a lifetime a graduate should earn at least £120k (and many have substantially more than that) over the average wage, so it is worthwhile from an investment perspective.
As much as I loathe David Willetts and all his cronies stand for, the proposed system does have an element of a safety net in it. If you are earning £25k a year as a graduate, then the repayments on the student loan work out at about £8 a week, which should be bearable.
What is of more concern is that having had his nose bloodied by the furore about the proposals today, Willetts will get his own back by granting private American companies degree awarding status, and students will then be recruited solely on the ability to pay basis.
Uni can be a great experience, it can also be a mistake, and the recent changes mean that that mistake could be an expensive one.
Over a lifetime a graduate should earn at least £120k (and many have substantially more than that) over the average wage, so it is worthwhile from an investment perspective.
As much as I loathe David Willetts and all his cronies stand for, the proposed system does have an element of a safety net in it. If you are earning £25k a year as a graduate, then the repayments on the student loan work out at about £8 a week, which should be bearable.
What is of more concern is that having had his nose bloodied by the furore about the proposals today, Willetts will get his own back by granting private American companies degree awarding status, and students will then be recruited solely on the ability to pay basis.
Uni can be a great experience, it can also be a mistake, and the recent changes mean that that mistake could be an expensive one.
Superphil
Dismember
Cheers for the reminder, I'd forgotten it was the Tories I was opposing when I marched against the introduction of fees/abolition of grants in '98.
I was with you in spirit in and 100% behind the campaign against it, sadly the incoming governement (in 1997) did nothing to change the plans and it went ahead, regardless of the opinion against it.
I think the facts need to be faced, university education costs a lot of money, this needs to be understood by everyone. A compromise needs to be made to ensure a University education is availalbe to everyone who deserves it, and to bring us in line with the rest of the world on this matter. I don't think it can ever be given to everyone, certainly not for apparently nothing, so the money has to come from somewhere.
beorhthelm
A. Virgo, Football Genius
- Jul 21, 2003
- 36,207
no i dont think they were ever proposing that, as the top universities wouldnt agree with that either.
if the government funds (though forwarding of the fees that you take a loan to pay off) say 20 places, there are 20 places. if someone wishs to pay for an extra place, which essentially means the university paying for additional staffing and facilities for that place, and meets the entry criteria, that option would be available.
obviously 1 or 2 wouldnt work, so the additional spaces would only go ahead if the minimum uptake is met. this is how many Masters courses are arranged. which is an interesting point, because you could always go to an alternative Russell group uni for your undergraduate on a less popular course, then pay for a 1 yr Masters on the course and institution of your choice, and no one would bat an eye lid.
nevermind, as its been kicked out of play now anyway.
Typo, meant to say my course is increasing to 9k a year, so apologies for the confusion.
I said nothing about affordability, just the concept of paying £27k just in fees alone, and another 9k on top to do a masters would have made me seriously consider whether or not i'd be going, hence debating whether to go abroad. In my eyes, waiting an extra year for no apparent reason is foolish in my eyes. Why anyone would happily wait a year, knowing fee's will increase three-fold, is completely beyond me, but it's your choice.
Superphil
Dismember
The thing is, if it truely is cheaper to go abroad and do it, then don't think about it, do it. I lived abroad for 16 years as a youngster, and it is a fantastic way to grow up. Go for it, you will learn so much more than what the university course is teaching you, and you will probably be in an even greater position when you finish and are looking to embark on your career.
I prefer the concept of applying once i have an actual qualification to my name, and not a prediction, plus i get a gap year, and its not as though ill be paying any more for it up front.
The only reasons for applying once you've attained your grades is that you either screwed up in AS levels, or are far exceeding your predicted grades. There is no other benefit or reason to do so that i'm aware of, as you're offer is not confirmed until you attain said predicted grades anyway.
True, you won't be paying up front for it, but come the end of your course your debt will be 18k larger than if you'd have applied this year, which you could've easily done so. Yes, you won't be paying it back until you're earning 21k, but the vast majority will be looking at earning more than that in their lifetimes after forking out for a degree. We could both be earning 22k in ten years time, but you'll be paying a debt £18k more so than mine.
Just don't understand it personally, seems like a very expensive gap year to me.
I know it sounds a lot, but if you make the right choice after a gap year, your career earnings premium will more than cover the additional costs.
I normally would advise students however to do a sandwich course, with a gap between second and third years to gain work experience. Did some research recently that revealed such students have a 91% chance of a first or a second upper class degree, have a 30% greater chance of a graduate job and their average starting salaries are higher than those of non sandwich students, as employers are more likely to offer them better paid jobs because they have already picked up additional employability skills.
Nothing to stop you doing the same of course and going for a sandwich.
SirElliotBennett
New member
seagullsovergrimsby
#cpfctinpotclub
The way I see it is there will be places available at £28k a year because students from poorer working class backgrounds wont be able to afford tuition fees plus the cost of living and taking them until their mid fifties to eventually pay off the student loan.
There are around 2400 mainland Europe university courses taught in English, many are cheaper, and a number of universities are now targeting British undergrads. Masstrict is a notable one.
A f