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I think it depends on what lifestyle you want in your retirement, where you are in terms of debt / costs and age. I think a pot of around £300k will give you appx £10k per annum. You're right, it's a much easier decision when mortgage and pot is sorted, of course.

Your plans pretty much replicate mine, at the moment.

Good tips, thank you

Thank you

A week, or so, ago I retired. I chose to do so early, I'm 60, so I can enjoy some travel and sports before I'm too frail etc to do so. I've sorted out a fair bit in terms of travel (interrailling) and sports but just wondered if anyone knows of a over 60's footie team? There are lots of walking...

I think we should all arrive early and practice celebrating a goal, I, for one, am a bit out of touch on this.

Grabbed two tickets very happy

It does have some locals but yes, more tourists. The Eagle was very popular a few years ago and is rebuilding it's clientle now.

3 - 0 to the good guys

It all depends on what and who I'm drinking with, if I'm walking down early eve it's The King's Arm's, meeting up with mates on a Friday The Eagle, out with the Mrs it's The Town House or The Swan, other couples it's Butlers and watching footie with my boys it's The St Mary's Gate.

Crawley Down Gatwick v East Preston in the SCFL

This evening I shall mainly be drinking Aspall Vintage Dry Cider in Arundel

Don't see how you'd know a lizard is calmer? You need to back this statement up, you need to understand the lizard in it's environment, what makes lizards happy, sad, calm etc, it's all about their culture.

Can't mate, we bought a new cat but immediately loaned it out to our Belgium chums.

I'd say "current" instead of "past"

One positive I finally remembered I'm an Albion fan and all this is only what I should expect. All this season I've been thinking "this is it", breakthrough. I've dreamt of European away trips, being talked about as breaking the Top 8, looking at players we'll never be able to afford and...

I think he may have been joking (For "may" read "was")

Fans or players? :D

I prefer to be close to the ground and in a pub I'm familiar with. So where else do people go?

Started the first couple of seasons in the ESL, progressed, when it was built, to the ESU, had a season in the South West Corner and finally settled in the North. Have never had a problem with my neighbours, but everywhere I've moved to they've seem to have an issue with theirs :whistle: