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All I'm hoping for is that Labour need the liberals to form a Govt and the Libs, this time, only do it if they agree to PR (which they won't)

Se20 I'm here, and we're level on points!

Will always click on the last one, it's the equivalent to drawing a knob for the sake of it :D

Excellent, thank you, October it is!

Doesn't six years ago coincide with James May leaving?

What is the actual "midgy" season, am I OK in Late May?

So, two weeks in I've: Visited and walked in the Forest of Dean Played 5-a-side football (and started to look for an Over 60s team and at walking football) Joined a Tennis Club Started to plan a Charity Walk, (thinking of either The Amex to St Gilles, Arundel to Lands End or the big one John...

Yes please

Calvert-Lewin?

I spent the year before retirement planning and preparing for it, I didn't know when I was actually retiring I just started to explore what it would be like and what I could do, it made me feel so much better.

Agree, and in a similar move, we've stopped buying as much supermarket meat and buying less but better quality meat from Charlie's Farm Shop over here near Bury.

Are there any others worth considering :D

What's also surprised me is how I've changed habits a little. We still have reasonably expensive mid-week breaks and meals out but when I go for a walk now I don't tend to add in a pub lunch and a few beers, opting more for some en-route snacks, enjoyed sat on a bench with a great view seems so...

I think that's my point, I searched and got references for a lot of IFAs, I discussed commissions and how they were incentivised to help me and then got one I felt wasn't the cheapest but was best placed to help me grow my wealth. I take your point also though.

The only thing I'll say about IFA's is my mates laughed at me a few years ago "paying for advice" when they felt they "got it for free", they were so wrong. The most expensive mistake you can make is getting cheap advice.

Cost of travel, lunches, clothes etc, you'd be surprised how much less you spend without changing your other spends

I have a superb IFA and after a long discussion we've set investments into short, medium and long term, the long term much higher risk and the short, obvs, low and the primary aim is building value whilst I spend my "now funds" pot over the next few years.

Hotels or AirBnB?

£1m house, sell it and live off of the interest?

I sold my business twelve months ago and was offered the opportunity to continue in the business which I've done for the last year but had a Prostectomy last year, and during recovery, caught COVID, and was in a bad way in hospital. Massive wake up call, life's too short and want to do some more...