Clive Walker
Stand Or Fall
2 x £50 from 11k invested. I’m 3.89 years away from max holding.
O/h got £300....grrr!Just £50 this month (with max holding). Been a meagre past four months.
And meNothing for the second month in a row on a 15k holding.
They'll simply send you winnings instead of adding them to your pot. Direct into your bank account if they have details, otherwise cheque.Apologies for any repeat posting, but I noticed the nominal interest rate is reducing to 4.1% today.
I don't really understand what happens when you reach maximum holding if you've opted to use winnings to buy more PBs. Can anyone explain it in simple terms, please?
Ta.
You’ll get polarised views on this because it so much depends on personal circumstances (like a lot of investments). We’ve got about the expected annual return for the last few years on the max holding - as it’s 100% safe and the income is tax-free, it works for us.Would people recommend Premium bonds as a good, safe way to save/invest?
Love it and hate it in equal measure. No volatility and you need a bit of luck. But if you’re after nice little monthly wins with no risk and a tiny chance of winning big it’s just the thing.Would people recommend Premium bonds as a good, safe way to save/invest?