[Finance] Premium Bonds - prize pool increased again - you ever have any luck?

[HAILSHAM SEAGULL]

Blank for me this month but Mrs HS copped £225

 

[jabba]

After reading this thread, and looking for ways to tuck away some of the money our daughter has as investments, I told the wife stick some in Ernie. Maximum invested and first draw, diddle squat, hmmmm I hope over the year she gets lucky.

Have to be in the system for a month before being entered, so if that's the case for you, fingers crossed for next draw.

 

[MonkeyGland]

Best win ever for me this month (after 4 months of blanks). £500 from a £9k holding.

 

[portslade seagull]

£300 for me this month

 

[dazzer6666]

£200 total for us, so below par

 

[jcdenton08]

Open question - how much money did you put in before you won anything?

 

[dazzer6666]

Open question - how much money did you put in before you won anything?

No idea...........had £5 in for about 40 years before we started putting more in but couldn't say when prizes started (other than it wasn't in that first 40 years )

Statistically, if you've got around £21,000 in you should get one prize every month

 

[Mustafa II]

Best win ever for me this month (after 4 months of blanks). £500 from a £9k holding.

Best ever win for me too. £200 from a £7.5k holding.

My record over the last year has been insane - beating even the very best savings accounts available by a considerable margin.

My head says keep using the best savings accounts for guaranteed returns but... my heart says stick some more cash into the premos - it almost feels like the £ million prize is inevitable at this point!

 

[Insel affe]

Have to be in the system for a month before being entered, so if that's the case for you, fingers crossed for next draw.

oh, ok we only got them two weeks ago, that is comforting and saves a bollocking for not getting a return yet.

 

[Neil]

After reading this thread, and looking for ways to tuck away some of the money our daughter has as investments, I told the wife stick some in Ernie. Maximum invested and first draw, diddle squat, hmmmm I hope over the year she gets lucky.

2 months before it goes in the draw

 

[dazzer6666]

2 months before it goes in the draw

Incorrect - they have to be held for a full calendar month to go into the draw for the following month, so if you buy on 31 December, they are in the draw on 1 February

 

[Shropshire Seagull]

Moved all our £20k PBs into high interest easy access cash ISA. No chance of winning big but getting almost £100 every month.

I think PBs are for those who are either already maxed out elsewhere on tax efficient savings or like the "flutter" of win-big versus win-nowt with stake protection. No right or wrong answer.

 

[alanfp]

Moved all our £20k PBs into high interest easy access cash ISA. No chance of winning big but getting almost £100 every month.

I think PBs are for those who are either already maxed out elsewhere on tax efficient savings or like the "flutter" of win-big versus win-nowt with stake protection. No right or wrong answer.

It's a 'flutter', but you are guaranteed to win £1M .... or you can get your stake back if you don't!

 

[Blue&WhiteSea]

It's a 'flutter', but you are guaranteed to win £1M .... or you can get your stake back if you don't!

Not quite all of your stake if you take into account inflation, you also miss out on the magic of compounding

 

[Shropshire Seagull]

It's a 'flutter', but you are guaranteed to win £1M .... or you can get your stake back if you don't!

"you are guaranteed to win £1m" is an incorrect statement!

If only that were true.

"Someone will ..." but "you" are most definatly NOT guaranteed to.

Many, many more will win zilch that £1m

 

[Ding Dong !]

£200 this month £1400 total for the year giving me a 3% return.

 

[Binney on acid]

I got £250. my daughter £25, and my ex £50, all on max holding. No cartwheels being turned.

 

[Clive Walker]

Open question - how much money did you put in before you won anything?

i've had a few hundred/thousand for many years and scooped around £25 one in a blue moon. When I lumped in extra to make my holding £9k i started wining something every other month.

	balance	trans	winnings
May-23​	1907​	130​	0​
Jun-23​	2150​	243​	0​
Jul-23​	2275​	125​	0​
Aug-23​	2425​	150​	0​
Sep-23​	2525​	100​	0​
Oct-23​	2700​	175​	0​
Nov-23​	2825​	125​	0​
Dec-23​	2925​	100​	0​
Jan-24​	3050​	125​	0​
Feb-24​	3425​	375​	0​
Mar-24​	8725​	5300​	0​
Apr-24​	9000​	275​	0​
May-24​	9100​	100​	0​
Jun-24​	9225​	125​	0​
Jul-24​	9325​	100​	150​
Aug-24​	9630​	305​	25​
Sep-24​	9805​	175​	25​
Oct-24​	10163​	358​	0​
Nov-24​	11031​	868​	100​
Dec-24​	12210​	1179​	0​

 

[alanfp]

"you are guaranteed to win £1m" is an incorrect statement!

If only that were true.

"Someone will ..." but "you" are most definatly NOT guaranteed to.

Many, many more will win zilch that £1m

Obviously, otherwise we'd all be millionaires on a £100 holding... but my sentence in full read "or you get your money back".

 

[Rowdey]

Cheeky £100 - That's £1500 so far this calendar year on £30k