I don't really agree with you on the minimum wage, I think the cost of living needs to come down, and it was Labour that allowed house prices to sore out of control to create this mess. Houses prices are out of reach of most normal workers, in you are a first time buyer, and on average wage, means you are priced out of the market, so raising wages would only push up prices, you need to bring prices down to met wages, because as Labour have shown, it certainly doesn't work the other way.
I think part of the reason for house price raises, amongst a lot of others, is state handouts. They are paying cash for people to rent houses. With a virtial nil interest rate, of course those who can afford them will buy them and rent them out at a profit, whilst paying of the capitial, and thus become richer. Again, when the tories lost power a house in Brighton that would have cost you 50k is now going to cost you 250k. This has happened under Labour, the supposed poor mans party. Your average worker, can not afford to pay a grand a month in rent. Yet the social does it more than most of us would want to know! If they didn't pay it, rent would have to come down, and reduce house prices with it. But then you can't just bring house prices down, as it will expose the banks again. Again, Labour polices allowed this too happen. And this part of the reason way the rich have got richer under Labour, as much as Labour supporters want to deny it, it is a fact. Labour allowed people to become reckless and not be responseable with their money.
In 13 years Labour have failed this country, and left it in a mess that will take at least a pariliment to clear up.
Finally its quite a change to have a sensible exchange of views on here with someone, instead of one line putdowns without meaning or discussions
I have to agree with a lot of what you say here. I think we just differ on the means to address these problems. I have an essay to do and unfortunately it is not on this subject so I will have to end this discussion here.
Likewise, it has been a pleasure to have a sensible debate on these issues.