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I always over pay massively each month as having a mortgage over my head does make me anxious. As others have said being mortgage free must be lovely for the mental health. I was really excited to be mortgage free in a cpl of years and live my life how i wanted to without being tied into...

this is a really good site to see the difference between you normal mortgage repayments and overpaying. https://www.moneysavingexpert.com/mortgages/mortgage-overpayment-calculator/

Lovely post and a great point that my dad mentioned to me a few weeks back, a point i never really thought about. As inflation, house prices and salary increases over time the debt will remain the same. I will be more comfortable when my debt gets below 250k. Could have been mortgage free in 5...

Must feel so liberating to be mortgage free. My mortgage payments for a 25 year mortgage is over half my monthly income. I do think i am very lucky though to even be able to get a house.

:lolol:

i am not even one month in yet... scary stuff especially as i do not like my job and dread most days.

We are in the process of moving but in order to move from a flat to a house we are lumbering ourselves with a scarily high mortgage. Unfortunately there is no other way... Got me thinking whether we are in the minority or majority... Thanks Uncle Spielberg

Stranger Things 4 :rave::clap2:

I agree with all you say, Always support your team... never go to watch the other team... however ronaldo and messi are different. Seen them both play. They will both go down in history.

all probably all end up on ebay. Cheeky little man ure fan.

I've been using US for about 10 years. Obviously i initially thought is it safe using a guy off a football forum for a mortgage, sending very personal docs. However i was right to take that risk. US is a very genuine, honest, decent guy and damn good at what he does. It really is like having a...

what's that?

Penny Black - Leatherhead... on to the angel Thames Ditton

IS the red lion more of a touristy pub? I do like the eagle.

Just back... Went to ye olde swan and was drinking ice breaker..... the weekend has started woohoo... shame it's an international weekend.

Where do you drink in Arundel. I love drinking in Arundel when i'm visiting the old man. We spend every xmas eve drinking around there for the afternoon and eve. I shall be off for a beer at my Thames Ditton local... straight after i finish my kebab that is en route :D Love a Beavertown Neck Oil

Noticed how many people say Haitch since watching the occasional episode of Lingo on ITV. It really pisses me off... Aitch ffs.

Hearing this morning that she was going to be released just made me feel really happy and perked up my mood. So nice to have some good news.

Just block them… maybe a short term break will help but don’t be a stranger :( I really take my hat off to anyone offering to help and offer accommodation. It’s not about Ukrainians it’s just about humanity. I’d love to help out but 2 young kids, 3 cats in a two bed flat is driving us up the...

Happy childhood memories. Going to my local Victoria Park in Worthing was always exciting. There was always something new to find in the hedges on a daily bases. Porn mags was just a small part of it all.