Chelsea are well served with Kante, Jorginho and Kovacic, but all of the other top sides are short in that area.
United have the particularly average United trio you list.
Liverpool have an aging Fabinho, the limited Henderson and Tiago, who for whatever reason hasn't worked out.
City have the unconvincing Rodri and Fernandinho, who is caught out now every game he plays.
I'd take Fabinho, (the still underrated, it seems) Henderson and Tiago over Fred, Matic and McTominay in a heartbeat.