[NSC] Wristwatches,do you wear one ?

[Gwylan]

watches are definitely going to disappear. I have a fabulous Breitling watch i bought 25 years ago, but it's the one thing my teen boys don't want to "borrow" . File with cameras I'm afraid

I'm just leaving to ref a match - I have two wristwatches. I'd like to know how I'm meant to keep time without a watch? Look at the sun?

 

[drew]

Bit of a delayed response, but my recommendation is to not insure it. £1100 a to pay out on what I’m a assuming is a 9-10K watch is like saying that there’s a 9-1 chance that you’ll lose your watch in 3 years.

Best option for something like this is to look after it, which I’m sure you would anyway, and put aside the money you saved on insurance. How many watches have you lost in your adult life?

Sounds a bit reckless, I know, but think logically. All the money I’ve save on not itemising expensive stuff on my household insurance over a few years would pay for the replacement now.

I would imagine it would be cheaper to add it to household insurance, personal effects away from home section as a named item. Wouldn't cover a breakdown of the watch but then surely at that price you get a decent warranty period.

 

[SkirlieWirlie]

I'm just leaving to ref a match - I have two wristwatches. I'd like to know how I'm meant to keep time without a watch? Look at the sun?

Apparently the kids just use their phones these days

 

[Brian Munich]

I have a few watches. Much (much) more cost effective to add them as specific items of value on your house insurance. Can cover either under home or when out and about separately

Yes, I used to have mine and my missus' Rolexes covered under the house insurance. It knocked £310 a year off of my premiums. I know it sounds reckless for items that are worth about 9-10K combined, but insurance companies exist to make money so the odds are in their favour.

These days, I only voluntarily insure against something that I couldn't afford to cover if it happened, such as my house burning down.

 

[Northstander]

Garmin Forerunner