Who do you bank with ?
- Thread starter The Wookiee
- Start date
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Cian
Well-known member
Bank of Ireland for current account/credit card/general cash flow
Halifax for savings. But if they even THINK about bring Howard over in to their advertising here!
Halifax for savings. But if they even THINK about bring Howard over in to their advertising here!
Gully
Monkey in a seagull suit.
Lloyds TSB for day to day banking, no problems at all, Barclays for mortgage etc...they are not the best bank I have ever banked with...they are however far better than the worst, ABN-Amro, whose levels of incompetency took some believing...it took me one year to close my account down after I left the Netherlands...avoid!
acrossthepond
Active member
WaMu over 'ere
Co-op over there
HSBC shit both over 'ere and there....
My company almost went bankrupt because HSBC arbitrarily withdrew a banking facility and had 'forgotten' to let us know....
Co-op over there
HSBC shit both over 'ere and there....
My company almost went bankrupt because HSBC arbitrarily withdrew a banking facility and had 'forgotten' to let us know....
dougdeep
New member
Abbey. No probs in 30 years.
Norman Potting
Well-known member
Lloyds TSB and RBOS - no problems with either of them.
surrey jim
Not in Surrey
LLoyds TSB day to day, still have a £1500 student overdraft that Barclays have 'forgotten about'
D
Deleted User X18H
Guest
me as well very very good bank super website
nail-Z
Well-known member
I've been with Lloyds for 20 years but about to switch to First Direct.
Although I haven't had any problems with Lloyds, I recently tried to cancel a Credit Card with them and the conversation went something like this:-
ME : I'd like to cancel the card please because I don't use it.
"No problem, I'll transfer you to our cancellations department".
Approximately 20 minutes later...the phone was answered by someone who barely spoke English. Obviously working from a Script, perhaps overseas.
ME : I'd like to cancel my account please.
"I notice you qualify for an interest free period on this account."
ME : No thanks. I don't have a balance to transfer. I'd just like to close the account.
"I can waive the Balance Transfer fee and let you have it for 6 months"
ME : No - as I've already said I don't have a balance to transfer.
"Or I can give you 5.6% for the life of the balance".
ME: What balance? I'm not sure if you're listening to me? I don't have a balance to transfer!?
"You realise you don't have to pay anything to keep the account open"
ME : Yes, I've had the card for several years. I know how it operates.
"You're covered against identity theft and online fraud insurance"
ME : That's all very well. But if I close the account I can save you the bother.
"My last offer. I can give you 0% for 12 months and waive the transfer fee.
Is it any wonder people get in to so much debt?
Although I haven't had any problems with Lloyds, I recently tried to cancel a Credit Card with them and the conversation went something like this:-
ME : I'd like to cancel the card please because I don't use it.
"No problem, I'll transfer you to our cancellations department".
Approximately 20 minutes later...the phone was answered by someone who barely spoke English. Obviously working from a Script, perhaps overseas.
ME : I'd like to cancel my account please.
"I notice you qualify for an interest free period on this account."
ME : No thanks. I don't have a balance to transfer. I'd just like to close the account.
"I can waive the Balance Transfer fee and let you have it for 6 months"
ME : No - as I've already said I don't have a balance to transfer.
"Or I can give you 5.6% for the life of the balance".
ME: What balance? I'm not sure if you're listening to me? I don't have a balance to transfer!?
"You realise you don't have to pay anything to keep the account open"
ME : Yes, I've had the card for several years. I know how it operates.
"You're covered against identity theft and online fraud insurance"
ME : That's all very well. But if I close the account I can save you the bother.
"My last offer. I can give you 0% for 12 months and waive the transfer fee.
Is it any wonder people get in to so much debt?