I'd like to thank whoever it was who put me on to 'Live at Daryl's House' much earlier in this thread, I must have watched every single one posted on YouTube, they are superb. Posting 2 vids today as I didn't contribute yesterday.
Yes, I agree. I heard a theory that this is not about humdrum life before meeting a lover - but rather humdrum life before coming face to face with the grim reaper. So I think of the song like that.