[Finance] Premium Bonds - prize pool increased again - you ever have any luck?

[dolphins]

Nothing last month but £300 this month! Typically when I ordered the BHA Europa top, I was hoping for a win to help pay for it, but nada...sod's law, eh?!

 

[thedonkeycentrehalf]

I contacted NS&I to see if I have any premium bonds. Seems like I have two lots - one of £1 and one of £5 - although strangely they are dated from eleven years before I was born.

Having read this thread, I was looking forward to claiming the prizes they have been holding on for me for all these years but it appears the there is bugger all in there! Maybe I need to invest a little more to be in with a chance

 

[Mustafa II]

I contacted NS&I to see if I have any premium bonds. Seems like I have two lots - one of £1 and one of £5 - although strangely they are dated from eleven years before I was born.

Having read this thread, I was looking forward to claiming the prizes they have been holding on for me for all these years but it appears the there is bugger all in there! Maybe I need to invest a little more to be in with a chance

You have odds of 3,500/1 per month of winning a prize with those... or 292/1 per year.

So essentially, give it a couple more hundred years and you'll probably win something eventually.

 

[Smirko]

£25.00 win this month, 1K for the last 6 months

 

[scooter1]

I’ve posted this before on a previous thread, but I borrowed £5k to put towards my current car whilst the interest rates were low, and put the £5k I had saved into PB’s. It was an experiment to see if I could win more than the interest I would have to pay over the 3 year loan term. Anyway, I’ve made at least 3 times the interest on the loan and still have 7 months to go.
As interest rates are creeping up, I suspect ISA’s and whatnot will become better earners, but PB’s have worked ok for me. And it’s been a bit of fun checking the app once a month around the 3rd or 4th

Quoting your own post feels a bit like googling your own name(for the record, I have never googled my own name). But over the last 3 months I’ve had a number of PB wins that would have covered the interest on the loan, at least twice over. Not sure what I’ll do once the car loan is repaid…

 

[BLOCK F]

You have odds of 3,500/1 per month of winning a prize with those... or 292/1 per year.

So essentially, give it a couple more hundred years and you'll probably win something eventually.

Epitome of ‘keeping the faith’.

 

[Boroseagull]

2 x £100 this month.

 

[Clive Walker]

£0 in aug sept and October with £2.7 invested.

£0 in november. Not won since feb 2021 with £3000 currently invested.

 

[knocky1]

Another £100 for me. Been a good 6 months with a 10% return but 6 months prior giving f##£ all gives 5% for a year.
Winning the £1,000,000 will change that!

 

[bluenitsuj]

£1050 won so far in 2023.

 

[dazzer6666]

£450 between us this month……

 

[A mex eyecan]

sold mine earlier back in January this year. I’d held just under 15k worth and only won 1 x £25 in the previous 22 months!

 

[nordicgod]

Load of old rubbish nothing last two months then £50 today , could have had £500 in interest over those months

 

[Eric Potts]

£100 , this month. £1150 so far this year , from £50,000.

 

[juliant]

£1000
£100
£25

Wow what a month this is a happy household today !

 

[Fungus]

£1000
£100
£25

Wow what a month this is a happy household today !

Just checked - you beat me by £25. Happy here too

 

[Coldeanseagull]

£400 between us

 

[Peteinblack]

£150 each this month for me and Mrs Peteinblack.

 

[Rugrat]

Me and Mrs Rug have the max and we made £75 between us

Wasn't much better last month but we're on about 4% for year so not grumbling too much

 

[Colonel Mustard]

It’s nice to hear about people winning on the PBs but it means nothing without knowing how much you have invested. You have to compare the winnings with some of the high interest rates available at the moment (>6%). PB win date is 4.65%. Very obviously, a lucky minority will return more than that, and just as obviously most will return less than that.