Just received a tax rebate by cheque

[terryberry1]

Cheers for the advice , I guess I am a bit impatient and just want to book things now instead of having the hassle of opening a new account and waiting for the chq to clear ! Just want to cheer her up as soon as possible !

Can't you pay a small deposit to book the holiday? Least then you can have confirmation to show her, See the her face light up then cash the cheque and pay the rest off

 

[northstandnorth]

Have you used your ISA allowance for this year?
Easy to open and get a better return.Assuming your rebate is less than £5300 ish.

 

[Steveapps71]

Just wanted to say good luck wiv the chemo, best wishes for you, your lady and your family x from a fellow worthingite x

 

[South Stand Bonfire]

There is always the option of buying premium bonds? Tax free and you can cash them in at any time with about a months notice. The returns are about the same as the Bank savings rate and you win the big one! Just go to the Post Office or download a form on-line.

 

[Beach Hut]

Seriously do not go to those rip-off cheque cashing places, open a Building Society account as the cheque will clear in around 7 days then withdraw the money as cash

 

[beorhthelm]

really, opening an account is not that much hassle. certainly not for the sake of 5% of a holiday sized windfall. i recently opend a Nationwide account, its utterly unmemorable because it was so simple, like creating a new email account.

 

[The Wookiee]

Just wanted to say good luck wiv the chemo, best wishes for you, your lady and your family x from a fellow worthingite x

Thank you

 

[darters74]

I wish you and your wife all the luck in the world mate. My wife and I went through the same thing 3 years ago and we got through it together, you can too. Be her rock!

 

[Pevenseagull]

Have you used your ISA allowance for this year?
Easy to open and get a better return.Assuming your rebate is less than £5300 ish.

good idea #1

 

[Pevenseagull]

There is always the option of buying premium bonds? Tax free and you can cash them in at any time with about a months notice. The returns are about the same as the Bank savings rate and you win the big one! Just go to the Post Office or download a form on-line.

good idea #2

 

[bhadeb]

Good Luck with the chemo. A close family friend has had chemo and radiotherapy and has come through it and my sister in law did last year. Hope you both enjoy the money doing something nice when shes better

 

[Jerryatric]

My wife was diagnosed with breast cancer in 98. Operation to remove 2 lumps and a few lymph nodes under her arm to which it had spread. Chemo & Radiotherapy. She has been clear for 13 years now, and is fit as a fiddle!

Hope that helps, from yet another Worthingite.

 

[Seagull Steve]

I can't offer any advice on your cheque The Wookie, but I wanted to wish you and your good lady all the best going forward. I hope she feels better soon and enjoys her surprise trip.

 

[Monsieur Le Plonk]

Struggling, she has had 3 sessions, 5 more to go, hair all gone, its really tough, but she has the support and love of me, her friends and her family. Can't wait to tell her we are going on holiday it will put such a huge smile back on her face !

You're a good man. Hope it all works out for you and your family matey.

 

[Gordon Bennett]

It’s a great idea that you want to surprise her but from personal experience I know that just getting the news that you have had this windfall would be a big boost to her. I had an insurance payout halfway through chemo so the sense that things aren’t all bad and that sometime things can go right for you is a really big deal when you are caught up in the relentless cycle of chemo. It would also lift a huge weight if she has any (real or perceived) concerns about money.

It obviously depends on the chemo and her reaction to it but it can take quite some time for the body to get back up to speed after recovering from chemo (months not weeks) so a holiday may still be quite some time off, so you don’t have to rush in to deciding anything. And don’t forget about the issue of holiday insurance if you are going away – its expensive enough if you stay within the EU but try getting a quote for somewhere like Egypt and that will be a large wedge of your money gone before you even get there - always assuming they will insure her!

Good luck whatever you decide to do.

 

[The Grockle]

Not sure I can help with the cheque paying in but just thought i'd give my regards to you and your partner, hope everything goes well.

 

[Vicar!]

Does she have any hobbies you can really treat her with. I bought a stupidly priced camera the week after diagnosis to make me feel a bit better. Actually really helped as I ended up spending a lot of my free time (Fully paid : Thanks work) learning a new hobby instead of thinking about the daily grind of going for Rads. Guess Chemo is a different path, but all best wishes!

GB has a point about Holiday Insurance although my insurers gave me permission to travel after treatment and did not put a supplement on the policy, until of course it came to renew when it went up considerably. MacMillan can advise on the best policies at the time.

 

[Muzzy]

Best wishes to Mrs Wookie and your good self mate, I hope all goes well... From a fellow Albionite..

Some good advice given here and deffo don't use them check cashing robbers!

Good luck with the holiday plans too.

 

[pasty]

Just like to echo all the good wishes on this thread. Mrs P had to go through two lumpectomy's, followed by chemo and radio therapy nearly 10 years ago now, so I know what you and your good lady are going through. All the best to you both.

 

[The Wookiee]

Thanks for all your advice and good wishes. I have deposited the chq in a savings account I forgot I had with the Halifax. Going to be a good Xmas and a happy new year !