Doonhamer7
Well-known member
- Jun 17, 2016
- 1,453
Bought up with Scottish presbyterian culture - save hard, save early and if you can’t afford it don’t buy i. So apart from 1st ever car / student debt, I’ve only borrowed twice (0% tv and 0% sofa). Wife thinks I was stingy but now we’re able to retire earlier than planned (looking at going at 58) so it was worth it.
We do have Amex BA Platinum card and nearly everything goes on it and it’s paid off every month - free flights and the amazing free companion ticket.
at work we’ve had a series of financial mgt briefings from an external organisation - this week was on good debt (mortgage) vs bad debt (credit cards, short term loans). they now say that a lot of companies do a credit check on applications before interview (using Experian etc), it used to be only on those in Finance / Legal sectors but is now spreading into many other sectors. If you have a poor score you may get cut out of selection. I suppose it’s no different to the social media check that is done
We do have Amex BA Platinum card and nearly everything goes on it and it’s paid off every month - free flights and the amazing free companion ticket.
at work we’ve had a series of financial mgt briefings from an external organisation - this week was on good debt (mortgage) vs bad debt (credit cards, short term loans). they now say that a lot of companies do a credit check on applications before interview (using Experian etc), it used to be only on those in Finance / Legal sectors but is now spreading into many other sectors. If you have a poor score you may get cut out of selection. I suppose it’s no different to the social media check that is done