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[Other Sport] Cycling geeks



strings

Moving further North...
Feb 19, 2006
9,969
Barnsley
It seems other are following team sky's marginal gains philosophy...

[tweet]421269816906096640[/tweet]
 






strings

Moving further North...
Feb 19, 2006
9,969
Barnsley
Hi all. I had my first 'off' this morning (don't worry, I'm fine and the bike looks OK - but I'll give it a proper look over the weekend). Anyway, this got me thinking about insurance. Road bikes don't come cheap - even the entry level ones are a few hundred quid. Also, road biking does have its' dangers.

So, do you insure your bike? I'm wondering whether to just lump it onto the home insurance, so that it is covered against theft, or weather to get a specialist cycle insurance policy - which I guess will also insure me in the event of a serious accident. Is cycle insurance just a con?
 


Stat Brother

Well-known member
NSC Patron
Jul 11, 2003
73,888
West west west Sussex
Is that you behind, [MENTION=16720]Indurain's Lungs[/MENTION]?

[tweet]421575855563751424[/tweet]
 


Bold Seagull

strong and stable with me, or...
Mar 18, 2010
30,458
Hove
Hi all. I had my first 'off' this morning (don't worry, I'm fine and the bike looks OK - but I'll give it a proper look over the weekend). Anyway, this got me thinking about insurance. Road bikes don't come cheap - even the entry level ones are a few hundred quid. Also, road biking does have its' dangers.

So, do you insure your bike? I'm wondering whether to just lump it onto the home insurance, so that it is covered against theft, or weather to get a specialist cycle insurance policy - which I guess will also insure me in the event of a serious accident. Is cycle insurance just a con?

This might help -
http://www.britishcycling.org.uk/legalandinsurance


British Cycling basic membership gives you 3rd party liability insurance included.

My bike is named and detailed on my home contents insurance for theft and accidental damage.
 




Stat Brother

Well-known member
NSC Patron
Jul 11, 2003
73,888
West west west Sussex
Hi all. I had my first 'off' this morning (don't worry, I'm fine and the bike looks OK - but I'll give it a proper look over the weekend). Anyway, this got me thinking about insurance. Road bikes don't come cheap - even the entry level ones are a few hundred quid. Also, road biking does have its' dangers.

So, do you insure your bike? I'm wondering whether to just lump it onto the home insurance, so that it is covered against theft, or weather to get a specialist cycle insurance policy - which I guess will also insure me in the event of a serious accident. Is cycle insurance just a con?
Glad you're ok, if it was a comedy fall, one of the rites of passage is to post all the details here, so we call all laugh at you.
We've all done it.

The CTC offer one of the better, if not the best specific cycling policy.

M&S insurance used to offer the best (I don't know if any better have come along in the last 5 years) 'umbrella' household policy that included cycling.
 


strings

Moving further North...
Feb 19, 2006
9,969
Barnsley
Thanks!

It was a comedy fall - There was no ice on the roads on my estate, so thought it was safe to ride. As soon as I got off my estate, the roads were quite icy. The fall itself happened at very slow speed, because I had spotted that it was getting icier and has slowed right down! It probably was quite funny to watch. As I was only a 5 minute walk from home, I returned home and drove in to work - clearly today is not a cycling day!

Fortunately, I had equipped myself with a fairly thick winter cycling jacket in the recent round of aldi cycling speciabuys and I was wearing winter tights, so I was pretty padded against the road when I slipped across it!

I always knew that falling off was a rite of passage - but I haven't even managed to get clipless pedals on yet, so I am sure there is plenty more falling comedy to be had when I try to get used to being 'attached' to the bike.
 






Horton's halftime iceberg

Blooming Marvellous
Jan 9, 2005
16,491
Brighton
This might help -
http://www.britishcycling.org.uk/legalandinsurance


British Cycling basic membership gives you 3rd party liability insurance included.

My bike is named and detailed on my home contents insurance for theft and accidental damage.

This is what I now have, although it been a long while since I have been out on a bike for a serious ride. Used to also be a CTC member but that lapsed. British Cycling also have other benefits like getting first dibs at track cycling tickets.

http://www.britishcycling.org.uk/membership/benefits

http://www.ctc.org.uk/member-benefits

Both often run deals and discounts for joining, so check before you buy
 




Stat Brother

Well-known member
NSC Patron
Jul 11, 2003
73,888
West west west Sussex
Found it. Yes it is me and that tool Tony gibb has the cheek to call me lazy.
Whoops, sorry, I didn't mean to drag up bad memories....although you didn't win!! :lolol: :kiss:

There was enough familiarity in the photo to think of you, so I just took a punt.
Still bloody amazing for it to be you, once again (and as usual) chapeau.
 






Mar 12, 2008
180
Hi all. I had my first 'off' this morning (don't worry, I'm fine and the bike looks OK - but I'll give it a proper look over the weekend). Anyway, this got me thinking about insurance. Road bikes don't come cheap - even the entry level ones are a few hundred quid. Also, road biking does have its' dangers.

So, do you insure your bike? I'm wondering whether to just lump it onto the home insurance, so that it is covered against theft, or weather to get a specialist cycle insurance policy - which I guess will also insure me in the event of a serious accident. Is cycle insurance just a con?

If you get insurance for your bike outside of the house, remember to get a 'gold standard' lock. It's normally tucked away in the small print and they won't cough up without proof you had one attached. Each policy will be different of course, just read all the terms and cons!
 






teaboy

Well-known member
Jul 5, 2003
1,840
My house
Ok it's 2014 Team kit time (assuming attachments are working):-

GreenEdge.
View attachment 50017
Meh

Garmin.
View attachment 50018
Loving the front hate the back, and it took me ages to work out why.

Lampre
View attachment 50019
Better than last year, although Stevie Wonder could design a kit better than last year.

As we're looking at 2014 team kit...
View attachment 50137

http://cdn1.coresites.mpora.com/rcuk/wp-content/uploads/2014/01/bianchi-oltre-xr2-belkin-620x413.jpg

SO much wrong with this - it's a cut and shut with celeste bar tape!

:sick:
 


Stat Brother

Well-known member
NSC Patron
Jul 11, 2003
73,888
West west west Sussex










Stat Brother

Well-known member
NSC Patron
Jul 11, 2003
73,888
West west west Sussex


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