Hi all. I had my first 'off' this morning (don't worry, I'm fine and the bike looks OK - but I'll give it a proper look over the weekend). Anyway, this got me thinking about insurance. Road bikes don't come cheap - even the entry level ones are a few hundred quid. Also, road biking does have its' dangers.
So, do you insure your bike? I'm wondering whether to just lump it onto the home insurance, so that it is covered against theft, or weather to get a specialist cycle insurance policy - which I guess will also insure me in the event of a serious accident. Is cycle insurance just a con?
Glad you're ok, if it was a comedy fall, one of the rites of passage is to post all the details here, so we call all laugh at you.Hi all. I had my first 'off' this morning (don't worry, I'm fine and the bike looks OK - but I'll give it a proper look over the weekend). Anyway, this got me thinking about insurance. Road bikes don't come cheap - even the entry level ones are a few hundred quid. Also, road biking does have its' dangers.
So, do you insure your bike? I'm wondering whether to just lump it onto the home insurance, so that it is covered against theft, or weather to get a specialist cycle insurance policy - which I guess will also insure me in the event of a serious accident. Is cycle insurance just a con?
Is that you behind, [MENTION=16720]Indurain's Lungs[/MENTION]?
[tweet]421575855563751424[/tweet]
This might help -
http://www.britishcycling.org.uk/legalandinsurance
British Cycling basic membership gives you 3rd party liability insurance included.
My bike is named and detailed on my home contents insurance for theft and accidental damage.
Is that you behind, [MENTION=16720]Indurain's Lungs[/MENTION]?
[tweet]421575855563751424[/tweet]
Whoops, sorry, I didn't mean to drag up bad memories....although you didn't win!!Found it. Yes it is me and that tool Tony gibb has the cheek to call me lazy.
Yes it is me
Hi all. I had my first 'off' this morning (don't worry, I'm fine and the bike looks OK - but I'll give it a proper look over the weekend). Anyway, this got me thinking about insurance. Road bikes don't come cheap - even the entry level ones are a few hundred quid. Also, road biking does have its' dangers.
So, do you insure your bike? I'm wondering whether to just lump it onto the home insurance, so that it is covered against theft, or weather to get a specialist cycle insurance policy - which I guess will also insure me in the event of a serious accident. Is cycle insurance just a con?
Found it. Yes it is me and that tool Tony gibb has the cheek to call me lazy.
Ok it's 2014 Team kit time (assuming attachments are working):-
GreenEdge.
View attachment 50017
Meh
Garmin.
View attachment 50018
Loving the front hate the back, and it took me ages to work out why.
Lampre
View attachment 50019
Better than last year, although Stevie Wonder could design a kit better than last year.
Burying the lead.http://cdn1.coresites.mpora.com/rcuk/wp-content/uploads/2014/01/bianchi-oltre-xr2-belkin-620x413.jpg
SO much wrong with this - it's a cut and shut with celeste bar tape!
Burying the lead.
The worst thing about that bike is Dura-Ace.
Fishing tackle has no place on a Bianchi.
Burying the lead.
The worst thing about that bike is Dura-Ace.
Fishing tackle has no place on a Bianchi.