Try one you like the look of, maybe for a year or so. Find out that it is perfect for you, spend ages haggling over the price until you finally agree with the owner only to find that it doesn't show up for its AA inspection because it's gone to a garage in Burnley instead.
It only covers the home leg. If we don't get into the playoffs, it covers nothing. It makes perfectly good sense for the club, and anyone who would go to the home leg of the playoff semi. There's nothing "money-grabbing" or underhand about it whatsoever.