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I get the logic entirely. I've hardly paid any attention to our league position just the number of points we're clear of the drop zone. Position becomes more relevant when we get to a position of relative safety. There's very little to chose between any team outside the top 6 (West Brom...

In these situations I give them my regular credit card when booking (car) or checking in hotel and then when returning/checking out I switch the card to Revolut

My mistake (it was the last rate I exchanged at) and yes it's 1.1275. The beauty of the app (as you probably know) is that you can load it in £'s and leave it there so it just gives you best rate every time you use it or if you think the rate is at a high point then convert as much as you like...

Unquestionably, by far the best card on the market, gives you the spot rate and will be anything up to 10% (maybe more) better than rip off fx bureaux. Easy to add cash and instantaneous There is a 200€ a month limit on free cash withdrawals but I live in Tenerife 5 months a year and I don't...

Maybe but maybe he indicated he wasn't interested. He's made for life at Burnley, jump ship to Everton, fired inside a year and has to start all over again ... why bother? I'm not so sure there is such a thing as a solid mid table side. I would have said maybe Leicester or Southampton but the...

Could be the Dyche problem, ain't going to a top 6 club so where does he go? Seems to me that Everton are the only club most Prem managers outside of top 6 can aspire to. That being the case why bother?

I suspect this is right. West Brom losing was a bad result for us ... could've done with Watford getting a pasting too

If they lose today then no way back imo

Barber ... he of endless words and unbridled patronism

It might buy me a year or two but Mrs Rat is only 2 years younger than me and claiming I was born in 86 and not 56 might look suspicious ..... or just very cool :)

Oh blimey .. never knew. Have been away most of the time since October. I play golf in the summer with a group one of whom was a shareholder in it ....... shame, it was a decent pint

Long Man (obv) Kissingate Beachy Head FWIW I think Harveys is dross, but recognise I'm in a large minority

Very true ... while me and Mrs Rat are "over here" one of our tickets is regularly used by a child. Hadn't thought about going to senior (which I will do in 3 years time) ... I'd been looking forward to a price reduction but not the limitations. I'm a bit stuck now as the club have my DOB ...

Damn ... and Hophead was my favourite beer too. Hopefully won't have to find a replacement but if I do then happy to switch to Long Man Long Blonde and/or Copper Hop (Edit: Been involved in lots of acquisitions. Logic is .. we buy the little company because it extends our range, opens up new...

Damn ... and Hophead was my favourite beer too. Hopefully won't have to find a replacement but if I do then happy to switch to Long Man Long Blonde and/or Copper Hop

I'm with Triggaaar here. Even if WBA win I can't see them digging themselves out and it's one less for Hudders where it will come down to narrow margins at the end. I think we might need WBA to keep in touch, if they go early then their end of season games against Swansea, Newc and Croydon are...

I'm not sure if it's within the rules, indeed I don't care! Switching out of my final salary pension in 1990. What would have been £35K index linked will be £7K not indexed linked in 2 years time when I take it. Spent 10 years fighting the so called compensation I got following the pension...

I like the way the Sun makes it easy for their readers ... "footballers quizzed by cops after allegedly stealing a taxi" after which comes a big picture of ........ a taxi (was it the taxi or a taxi ... this is important!)

Sky subscriptions would get a healthy boost too

Absolutely this ... let's dream up something novel that nobody really wants (other than occasionally maybe) whilst sticking our heads up our proverbials about something that has got real utility and is totally buggered