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I know the 'points needed' is not dynamic but I would be tempted to switch Stains and Sheff U

LOL, you were quick on the draw there :clap2:

Ignore ... stupid moment!

I suspect you'll know this. Given the really small numbers of infections in both groups not only do I wonder about the statistical reliability (but that can swing either way) but also the different behaviours of those in the tests. Not much point giving a vaccine to someone who is going to...

First - (not sure these count) but either Johnny Johnson and Bandwagon at the Pilgrim HH or Mud at Clouds EG Worst - Michael Jackson (Mrs dragged me) Wembley around 1996 - mimed throughout and could even have been a look-a-like Best - AC/DC - Liverpool Empire around 1980 girlfriend started...

Arguabely the best sound by far ... I've got a wonderboom 2 and it's superb

Well, there are a lot of looney tunes out there so not sure what the point is

A gold salesman forecasting the annihilation of financial markets, lordy lordy, whatever next?

Cheers, thanks for trying, much appreciated

Cheers, no expectation of course but it's good of you to try to help ..... apol's for the rants too :annoyed:

The freedoms are good, it's just a pity that they then have to penalise those that know how to act responsibly I agree totally, there's nobody with the inclination to introduce a more flexible approach, (it will remain in the 'too difficult' / 'can't be bothered' pile for evermore) and we're...

It is a no brainer. She has no desire whatsoever to buy an annuity, indeed what fool does? For the past 10 years the investments she has been in have never returned less than 3.5% and generally much higher. So she can maintain her capital and generate a larger income than is being offerred ...

Their long haul product was outstanding imo and it's a real pity that it looks as if Covid is going to wipe them out. In a 'normal' world I think they may well have pulled through, they seemed to be adjusting their pricing and schedules pre Covid to what might be considered more sensible (at...

Yeah, the whole FS biz has gone mad. The regulator is clueless, stopped people getting ripped off and now they're getting ripped off. C'est la vie

It's £2k pa or £63k transfer

It's an 'old chestnut' but grateful for help. My S-i-L has very small final salary pension upcoming and she really wants to take the transfer value and put in her personal pension. I'm totally familiar with all the rights and wrongs, financial services all my life but not CF30 so can't do it...

Is there any calculation behind these R numbers or just someone saying that it appears cases are going up/down quicker/slower so we'll add/subtract a point or two?

I am in Tenerife and this is the fear. Already reports of full planes arriving with no testing whatsoever. They are trying to get it passed in law this week but appears there might be some resistance. Not sure why, because as you rightly point out if they don't they will be back in full lockdown...

Compliance and Obedience or Lies ... take your pick

I know a few too and they get right up my nose. If they were 5G or any other loony tune types I could almost excuse it but they aren't, just selfish inconsiderates that think they are impregnable. They shrug off the suggestion that they might give it to others because they "obviously" aren't...