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  1. Papak

    [Finance] 40 year mortgages

    Yes, but you also declare the full rent received as income first - thank Mr Osborne for that! Meaning I pay 40% income tax and get mortgage interest relief at 20% or whatever it is these days. Hmmm, more like borrow as you are not making any capital repayments This is possible but not without risk
  2. Papak

    [Technology] Anyone else playing Wordle?

    This is also my approach except I sometimes consult a list of previous correct answers to avoid wasting an attempt - this assumes no Wordle solution is repeated which I have read anecdotally but not had confirmed.
  3. Papak

    [Finance] 40 year mortgages

    This is not new, been around in Japan for 30 years: https://www.sciencedirect.com/science/article/abs/pii/1061951895900047
  4. Papak

    [Technology] Anyone else playing Wordle?

    That took an age between 3 and 4: Wordle 1,184 4/6* ⬜⬜🟨⬜⬜ ⬜🟩🟨⬜⬜ ⬜🟩⬜⬜🟩 🟩🟩🟩🟩🟩
  5. Papak

    [Technology] Anyone else playing Wordle?

    2nd guess was a bit crazy and I was surprised it was accepted: Wordle 1,183 3/6* ⬜⬜⬜🟩⬜ ⬜⬜⬜🟩⬜ 🟩🟩🟩🟩🟩
  6. Papak

    [Technology] Anyone else playing Wordle?

    I believe the goals aspect of the Wordle competition is only for cup games not league fixtures.
  7. Papak

    [Technology] Anyone else playing Wordle?

    I was pleased with this until I saw it's mediocre so far: Wordle 1,182 3/6* 🟨⬜⬜🟨⬜ 🟨🟩🟨⬜⬜ 🟩🟩🟩🟩🟩
  8. Papak

    [Technology] Anyone else playing Wordle?

    Rushed, probably should have gone for the solution a go or 2 earlier: Wordle 1,181 5/6* 🟨⬜⬜🟨⬜ ⬜🟩🟩⬜🟩 ⬜🟩🟩🟩🟩 ⬜🟩🟩🟩🟩 🟩🟩🟩🟩🟩
  9. Papak

    [Help] Electric radiator for conservatory

    No direct knowledge but I would imagine TLC Direct will have something suitable for your needs. Do you have a Hive or similar in your house? If so,, you could control via a smart plug.
  10. Papak

    [Technology] Anyone else playing Wordle?

    Happy with that - good logic: Wordle 1,180 3/6* 🟨⬜🟨🟨⬜ ⬜⬜🟨🟨🟩 🟩🟩🟩🟩🟩
  11. Papak

    [Albion] You're the ref: Veltman v Rice

    https://www.bbc.co.uk/sport/football/articles/cq82lxlng1po Apologies if fixtures - did search first.
  12. Papak

    [Technology] Anyone else playing Wordle?

    Setting the standard for today: Wordle 1,179 3/6* ⬜⬜🟨⬜⬜ ⬜🟩🟨🟨⬜ 🟩🟩🟩🟩🟩
  13. Papak

    [Technology] Anyone else playing Wordle?

    I made a right meal of that! Wordle 1,178 5/6* ⬜🟨🟨⬜⬜ 🟨🟩⬜⬜⬜ ⬜🟩⬜🟨⬜ 🟩🟩🟨⬜⬜ 🟩🟩🟩🟩🟩
  14. Papak

    [Music] Oasis - 2025

    I got this:
  15. Papak

    [Music] Oasis - 2025

    I got mine early hours of this morning and didn't respond until after breakfast. Got the confirmation around 2pm. It does say there are more entries in the ballot than tickets which begs the question if we are in for a whole repeat of last weekend's misery...
  16. Papak

    [Technology] Anyone else playing Wordle?

    I took about 0.5 seconds between goes 3 and 4 - if it had been a match day I would have been far more diligent.
  17. Papak

    [Technology] Anyone else playing Wordle?

    FFS, I was ready to pat myself on the back for a 3 after my 2nd word appeared to offer up an open goal... Wordle 1,177 5/6* ⬜⬜⬜🟨⬜ ⬜🟩🟩🟩⬜ ⬜🟩🟩🟩🟩 ⬜🟩🟩🟩🟩 🟩🟩🟩🟩🟩
  18. Papak

    [Technology] Anyone else playing Wordle?

    Worst of the day so far: Wordle 1,176 5/6* ⬜⬜🟨⬜⬜ ⬜🟨🟨⬜⬜ ⬜🟨⬜⬜🟨 ⬜🟨🟩🟩🟩 🟩🟩🟩🟩🟩

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