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In the same way most people can pass on £1m tax free before IHT, Farmers have special dispensation whereby they can pass on £3M before tax. And, on the remainder, instead of paying 40% tax, they have a special dispensation whereby they only pay 20% tax. So, on £5M it would be approx £400,000...

Well the whole woke thing does seem to be a very popular reason for vexation amongst snowflakes :wink:

I remember a good few years ago, towards the end of the season being in a restaurant on the slopes in Italy. It was just under Mont Blanc so I'm guessing La Thuile. We were having lunch and it was their last day of the season so after lunch the shots were flowing somewhat generously. Me, Mrs Wz...

Never done the Xmas market thing, but for the last 40 years, I'll happily sit in a ski cafe/restaurant at about 11/12 each morning or 2/3 in the afternoon, drinking a Glühwein, Vin Chaud, Vin brulé, Glögg, Forralt bor, etc etc (same drink, bloody europeans !) and really enjoy it. The moment you...

You can always tell an extroverted Actuary. When they talk to you they look at your shoes rather than their own :wink:

I do remember when the National Lottery first started, I was on the risk committee of a large financial organisation and it came up at the regular meeting about various key departments having syndicates and whether it constituted a risk and what we had done about it. I said that I thought it...

Mrs Wz decided she was taking me Xmas shopping to Crawley last Friday. In protest, and in honour of my liberal, yoghurt knitting, woke, sandal wearing, People's Republic of Brighton and Hove heritage, I INSISTED on having a Crayfish, avocado, rocket and mayo Organic Ciabatta for lunch. It was...

Maybe these are outside of the NHS. I went along to one of their sessions a few years back (can't remember how I heard about them) https://pcaso.mypsatests.org.uk/ And I get an invite from them every 2 years :thumbsup:

I was there Saturday. I think that once you're on their records you get invited for a test every 2 years. I have for the last few years :thumbsup:

I can't help but wonder what on earth made you take the thread back off ignore :shrug:

Bit of Autumn colour. At least the Acer thinks it's Autumn, the Begonias still think it's Summer :shrug:

Please don't. Singing some complete nobody's name is never a good look and would probably have him creaming himself :nono:

I hear that these days you can be arrested and thrown in jail just for making a joke about Wetherspoons ......... these days ???

I reckon there may be a (or pair) of Red Kites nesting somewhere around the Pylons on the A23. I saw one flying around there this morning and that's my third or fourth sighting above that stretch in the last few weeks. Stunning bird in flight.

No, but Mrs Wz has a laugh with them every week where she volunteers. You really don't help yourself, do you :dunce:

Take your own ice, it's what I do :thumbsup:

It's lucky we have the precious snowflakes to balance it out :laugh:

My first questions would be how old is it and how many miles are on the clock ? Because you're answer may be here before it starts getting complicated (and expensive) :shrug:

My family are big boxing fans, have been all over the world to see, and have a couple of good amateurs amongst our ranks. But a 58 year old up against a 27 year old is so wrong, on so many levels. It's nothing to do with boxing, it's not even a fight, it's a victorian freak show ???

As reasons to completely destroy your economy and power within the 21st century world order, it's one of the best I've heard. (Sorry, that wasn't a compliment :smile: )