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No need for specific mobile insurance as mobile phones are usually covered on your home contents insurance (assuming she has some) However, if she's not sure if she's lost it or had it stolen, it's important she assumes stolen and reports it as such. If you tell an insurance company that you...

See, I can see a fairly big difference between the two. I think it depends on how good your eyesight is in the first place, how good the TV is, and what kind of programmes you're watching. Nature programmes and certain sports benefit a lot, but drama and comedy programmes don't really seem that...

you should be seeing a difference then :\ What TV and receiver models do you have?

There won't be any difference going through a receiver at all. I'd say leave it that way as it'll be more convenient. But as other people have said, the programme may not be in High Def. If it's not orange on the TV guide then it'll be standard def and won't look any better. Also, make sure...

What's so unpleasant exactly?

But that's what I don't get, there's no place in the Equifax/Experian records held for court case records of that type. If there was a CCJ for non payment of an overdraft or loan balance then that could get marked as a default, if an account was closed for defaulting then that can be recorded...

The bids are subject to Home Park remaining the home of Plymouth Argyle Football club and backing out of that promise would likely mean the bidders get saddled with all the debt they're trying to avoid so I doubt that will happen. There's currently a massive amount of redevelopment going on in...

Whilst I agree that these sort of firms with the PPI claims and suchlike are ***** (you sign it, you deal with it in my opinion) how would it be giving you a bad credit rating? Surely the debt would simply be marked as "Settled" and the credit file wouldn't say whether this was a cash payment or...

Another Bob Dylan one I love is "Money doesn't talk it swears" from It's alright ma. And I've always had a fondness for the Manic Street Preachers' Holy Bible album, especially this one:

Let's be hoenst, they're lying to you about everything else, I imagine they'd have no issues with lying to you about their accreditation.

But that's in a few years. At this moment in time, if I was good enough to be able to play professional football and I wasn't a Brighton fan, I'd go to Norwich over Brighton. We hve teh potential to be a great club again, and I honestly believe with Gus, Tony, Tanno and Charlie running things...

I'd been agreeing with the consensus that we don't get enough coverage compared to the likes of Southampton, but actually, this analogy has changed my mind. Thinking of it in F1 terms, I generally don't give a f*** how Vettel's doing when he's 5 turns ahead of everyone and I do prefer it that...

Where's the fun in that though? Far more enjoyable to pick a random, completely non related phrase and see how long it takes them to realise that you're not going to say anything else. My personal favourite is the old Omegle stalwart "I own a horse"

We are officially record holders! And one game from our all time club record of wins in a row now. There's never been a better time to be a Brighton fan. This makes up for the Doncaster/Hereford fights...

In my opinion, better to treat it like any other day where someone I don't know gets married and carry on as normal. Why the hell do I want a holiday for a stranger's wedding? Good luck o them, but I can't care about someone I don't know getting hitched and I certainly wouldn't want to lose a...

So in a nutshell: you don't earn enough or have enough job security to afford to go to see the Albion. How is that the club's fault? Do you complain to the pubs because you can't afford beer? That is simply how capitalism works. I feel for you because I got made redundant recently and also can't...

You have to agree that it's been quite tense though. Saturday could have been a draw if they'd converted that last minute gifter for example. Thing is, we're still racking up the points so there's a good chance it's all intentional; the players aren't mugs and neither is Gus. I'm tempted to...

I'm still confident we can deliver the goods. I honestly think that Sandaza and Adgestein will be able to fill in the role for the time being. Let's not forget that Murray's scored the most anyway so whilst losing Barnes is a loss, it's not a disaster. When we had Zamora banging them in for us...

The ground is still a building site so I think it's unlikely they will allow animals in with the possible exception of guide dogs. Bear in mind, they won't even let humans in without protective clothing yet. If I were you I'd find a dog sitter.

I'll get the utterly butterly...