Moshe Gariani said:we've gone for the clever interest only mortgage option where you never have to pay back the capital...
eh? they never told us that...The Clown of Pevensey Bay said:Er, you do have to pay back the capital. At the end of the loan term!
It's none of my business obviously but this is a nosey thread: why not pay off the credit card with the bank money?Albion Dan said:Half a £200k Mortgage and £3k on a credit card, although I have plenty in the bank for a rainy day.
Man of Harveys said:It's none of my business obviously but this is a nosey thread: why not pay off the credit card with the bank money?
Man of Harveys said:Ah, of course - I just associate credit cards with rip-off interest rates.
Gully said:Personally I have never bothered with credit cards, either with or without interest, any free pennies sit in a building society account as they do earn a little interest there, they are thus available for use as and when needed.
Man of Harveys said:It's none of my business obviously but this is a nosey thread: why not pay off the credit card with the bank money?