How has the CREDIT CRUNCH affected you?

[Brighton Breezy]

Just wondering, how has the average NSC'er been affected by the Credit Crunch?

For me I am cutting back a bit on going out, spending less on new clothes etc and keeping an eye out for more deals in supermarkets.

Having not been old enough to really experience the recession last time round I don't really know how bad it will get.

 

[Boris Yeltsin]

Hasn't affected me yet.

 

[Tony Meolas Loan Spell]

Im going to buy a new TV and Sofa so not at all.

 

[Mellotron]

Hasn't affected me directly at all as far as I can tell.

 

[Brighton Breezy]

Not really impacting on me. Im just mindful I don't know how much it is going to impact on me in the future so putting a bit more in the bank.

 

[Uncle C]

Im going to buy a new TV and Sofa so not at all.

Good man. Thats what Gordan wants.

 

[Mellotron]

Good man. Thats what Gordan wants.

Who's Gordan? Sounds like a bad guy in Doctor Who.

 

[Marshy]

will continue to spend, cant wait for the new year sales !

Carnage

 

[Uncle C]

Who's Gordan? Sounds like a bad guy in Doctor Who.

Thats it, you've got him.

 

[Seagull73]

I've become more miserable, less inclined to listen to anybody else's views, scratchy, looking to pick fights with people, slag people off, talk behind their backs - just generally become not a nice piece of work really.

 

[DIFFBROOK]

To be honest, if you are in a reasonably safe job, now is the time to buy things or get your windows replaced, extensions done etc as prices/qoutes will be very competitive. Obviously, put some aside for a rainy day.

When we talk about recessions, it usually means that around 10% of the workforce will be unemployed, so as the song goes 1 in 10. But being positive 9 out of 10 people remain in work.

Its a depression that we must not get ourselves into, which is why the Govt wants us to spend. If we all save and dont spend, then it will be a depression and I wasn't here in the 30's to witness that.

 

[Lankyseagull]

25% pay cut in order to keep my job (Ouch!)

Late payment of salary/part salary for the last two months (Ouch!)

Out of a staff of 45 in January this year, now only 21 left (Guess I'm lucky!)

 

[Seagull73]

25% pay cut in order to keep my job (Ouch!)

Late payment of salary/part salary for the last two months (Ouch!)

Out of a staff of 45 in January this year, now only 21 left (Guess I'm lucky!)

Shit - that's really harsh. Do you know whether your 21 is going to get less?

 

[JJ McClure]

Well they've just cancelled our works christmas party so I'm a little put out by it all I'll have you know.

 

[Lankyseagull]

Shit - that's really harsh. Do you know whether your 21 is going to get less?

Who knows? Depends whether we can land a contract or two in the run up to Christmas which will help see us through to about March/April 2009.

 

[Seagull73]

Well they've just cancelled our works christmas party so I'm a little put out by it all I'll have you know.

We've had ours cancelled for this year, and 2009 already!

 

[Safeway]

Affected me horrendously. So much so that I'm going abroad next week for the fifth time this year to get over it.

 

[Normal Rob]

depends what you mean by affected really - I still have my job and can afford to buy things prudently (but that'd down to a low salary rather than the credit crunch) so on the surface little has changed.

However I bought my house about 2 years ago and have invested money in it (about £10k). following a period of price rises my house has now fallen in value to below that which i paid for it so i have lost out big time and i'm now sliding towards negative equity so the chance to move on (up) has diminished greatly.

So outwardly no effects but my options for the future have reduced dramatically.

 

[Djmiles]

Trouble finding a job, so a lot I guess!

 

[pasty]

The increase in the general cost of living has meant I have had to miss a couple of home games recently because I couldn't afford it.