Whats your Mortgage Interest Rate

[Uncle Spielberg]

PM me for figures. The 5% penalty is a big hit and at 85% ltv the best rates would be around 5% or so. If anyone is on a lenders variable rate it may be worth looking at switching to a rate link to the Bank base rate as lenders have been raising the variable rates this year ( 13 have done so ) even though the bank base rate has not gone up and this may continue to I would look at a 2 year tracker, although this is generic info and a factfind would be needed to assess circumstances and attitudes.

 

[Dave the OAP]

luckily have paid it off now, however I have noticed that trying to get loans for house improvements interest rates are very high!

 

[Uncle Spielberg]

If any of you guys want to review your life cover rates protecting the mortgage, it may worth a pm to me as rate have generally fallen in recent years and this should be looked at regularly as well.

 

[superseagulls]

PM me for figures. The 5% penalty is a big hit and at 85% ltv the best rates would be around 5% or so. If anyone is on a lenders variable rate it may be worth looking at switching to a rate link to the Bank base rate as lenders have been raising the variable rates this year ( 13 have done so ) even though the bank base rate has not gone up and this may continue to I would look at a 2 year tracker, although this is generic info and a factfind would be needed to assess circumstances and attitudes.

PM'd

 

[Alfie22]

On the Northern Rock SVR, a hefty 4.79%. They won't allow us to remortgage either. Although I did read somewhere that BN1 house prices are now roughly equivalent to Jan 2008 so we probably are edging away from negative equity...