MADE IT: lots of small things falling into place. A happy family, a couple of really good holidays, house looking like I've wanted it to look for years, the birth of 2 nieces & a nephew to go with my kids at long, long last.
RUINED IT: A recent 15% rate cut, although "ruined it" is far too strong a sentiment really. We're managing reasonably comfortably.
RUINED IT: A recent 15% rate cut, although "ruined it" is far too strong a sentiment really. We're managing reasonably comfortably.