Compulsory isurance is not as good as it sounds. At the moment they are illegal in Brighton so if you get into an accident with one the blame will not likely go against you. Legal and fully insured thier insurance is going to fight tooth and nail for any personal injury and there will be personal injury. I say fully insured because riding a bike or scooter with only third party cover on the road is as stupid as it gets and it is surprisingly not that expensive. If they have no insurance they could end up in the situation of that cyclist who was forced to pay £100,000 for a 50/50 fault accident. Basically you should get insurance if you are going to use one of these anyway for your own good once legal.
Helmets are not that effective (look at what thier rated protection is) and even the AA and cycling organisations have argued that it is more dangerous to wear one. That being said though not a legal requirement the first three questions I was ask by the police when I was run off the road were. Were you wearing a helmet, were you wearing any high vis clothing and did you have lights and were they on (this was in the middle of a sunny day). Then they asked if I was OK :/ .
My suggestion would be that any penalties go on your driving licence and if you dont have one of those against you. Repeat offenders should be banned.
Helmets are not that effective (look at what thier rated protection is) and even the AA and cycling organisations have argued that it is more dangerous to wear one. That being said though not a legal requirement the first three questions I was ask by the police when I was run off the road were. Were you wearing a helmet, were you wearing any high vis clothing and did you have lights and were they on (this was in the middle of a sunny day). Then they asked if I was OK :/ .
My suggestion would be that any penalties go on your driving licence and if you dont have one of those against you. Repeat offenders should be banned.