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Neville's Breakfast

Well-known member
May 1, 2016
13,450
Oxton, Birkenhead
The problem with insurance funded healthcare systems is the insurance company finding exceptions. Healthcare becomes conditional on their terms and conditions.

Unfortunately true yes. When I worked in Singapore I had private insurance paid by my employer. Worked very well on a trip to hospital as I only had to show the card and payment was taken automatically. However I never quite knew exactly what else was funded and what was excluded.
I was also told a story about an expat whose wife gave birth and the baby had some problems. In the small print there was a cover exclusion for something like the first few months of life.The Singapore MD rang the insurance company and threatened to pull the company account worldwide if they didn’t pay up and it is only then they relented. I guess what I am saying is I take your point.
 
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beorhthelm

A. Virgo, Football Genius
Jul 21, 2003
35,958


Thunder Bolt

Silly old bat
Unfortunately true yes. When I worked in Singapore I had private insurance paid by my employer. Worked very well on a trip to hospital as I only had to show the card and payment was taken automatically. However I never quite knew exactly what else was funded and what was excluded.
I was also told a story about an expat whose wife gave birth and the baby had some problems. In the small print there was a cover exclusion for something like the first few months of life.The Singapore MD rang the insurance company and threatened to pull the company account worldwide if they didn’t pay up and it is only then they relented. I guess what I am saying is I take your point.

My cousin’s daughter died of cancer in her forties, because there was a clause in her insurance, she was refused treatment.
 


Deportivo Seagull

I should coco
Jul 22, 2003
5,413
Mid Sussex
I have had very similar conversations when over there, and i love throwing in the 21-28 paid holidays a year not to mention bank holidays we get....

You can literally see the steam coming out of their ears.....

Land of the free my arse....

Oh the joys of lots of holiday.
I used to work for US company and took great delight in telling them that I had 28 days holiday when they only had 10 ... wonderful.


Sent from my iPad using Tapatalk
 


Doonhamer7

Well-known member
Jun 17, 2016
1,448
I remember having a detailed discussion with American Colleagues on the nhs, they had been sold out by Fox News etc) that we had ‘death panels’ who decided if you live or not (what they were relating to was NICE decision of affordability of treatment), you had to wait months to see a doctor so people die all the time (they related waiting months for hip replacement to having immediate emergency surgery), taxation (can’t trust the government spend the money but will willing give $500/month to the church to help the poor), cost of healthcare (amount per month and the excess in the US was staggering). It stops people moving company and/or retiring.

Income/Federal tax appears lower in the US, but then you add in state tax, property tax (can make our council tax look like small change) and cost of health insurance, I expect you end up worse off in USA.

I do like winding them up on amount of leave, notice periods, employment rights, our ‘social security net’. For the vast majority of Americans I expect they’d all be better off with a European socialist model but that’s the opposite of what they have been sold from early education, through politics, big business.
 




Jim in the West

Well-known member
NSC Patron
Sep 13, 2003
4,943
Way out West
I remember having a detailed discussion with American Colleagues on the nhs, they had been sold out by Fox News etc) that we had ‘death panels’ who decided if you live or not (what they were relating to was NICE decision of affordability of treatment), you had to wait months to see a doctor so people die all the time (they related waiting months for hip replacement to having immediate emergency surgery), taxation (can’t trust the government spend the money but will willing give $500/month to the church to help the poor), cost of healthcare (amount per month and the excess in the US was staggering). It stops people moving company and/or retiring.

Income/Federal tax appears lower in the US, but then you add in state tax, property tax (can make our council tax look like small change) and cost of health insurance, I expect you end up worse off in USA.

I do like winding them up on amount of leave, notice periods, employment rights, our ‘social security net’. For the vast majority of Americans I expect they’d all be better off with a European socialist model but that’s the opposite of what they have been sold from early education, through politics, big business.

The slight problem is that our current government doesn't like the European model, and (once the pandemic is over*) will surely get back to work on under-funding the NHS, privatising as much as they can, and encouraging private health insurance.

*Assuming it is, at some stage
 


vegster

Sanity Clause
May 5, 2008
28,239
I remember having a detailed discussion with American Colleagues on the nhs, they had been sold out by Fox News etc) that we had ‘death panels’ who decided if you live or not (what they were relating to was NICE decision of affordability of treatment), you had to wait months to see a doctor so people die all the time (they related waiting months for hip replacement to having immediate emergency surgery), taxation (can’t trust the government spend the money but will willing give $500/month to the church to help the poor), cost of healthcare (amount per month and the excess in the US was staggering). It stops people moving company and/or retiring.

Income/Federal tax appears lower in the US, but then you add in state tax, property tax (can make our council tax look like small change) and cost of health insurance, I expect you end up worse off in USA.

I do like winding them up on amount of leave, notice periods, employment rights, our ‘social security net’. For the vast majority of Americans I expect they’d all be better off with a European socialist model but that’s the opposite of what they have been sold from early education, through politics, big business.

Surely that is the American Dream ? You can make it and make a fortune but, you have to work your nuts off and climb over everyone else to get there .
 


LlcoolJ

Mama said knock you out.
Oct 14, 2009
12,982
Sheffield
Oh the joys of lots of holiday.
I used to work for US company and took great delight in telling them that I had 28 days holiday when they only had 10 ... wonderful.


Sent from my iPad using Tapatalk

Years ago me and the Mrs were on holiday in Mexico. Met some yanks who had arrived the same day and after a week they were all going home.

"Are you guys not leaving today?"

"Nah, we've got another week mate"

Cue the conversation about holiday entitlement............. :lolol:
 




LlcoolJ

Mama said knock you out.
Oct 14, 2009
12,982
Sheffield
Income/Federal tax appears lower in the US, but then you add in state tax, property tax (can make our council tax look like small change) and cost of health insurance, I expect you end up worse off in USA.

I did the sums for a client a few years ago and yes, you definitely end up worse off and without any of the "safety net" stuff that we have.

As others have mentioned, the whole economic model is built on "add ons" be it in healthcare, income tax, tax on goods etc etc. Looks like a good deal and then you get fleeced.
 


A1X

Well-known member
NSC Patron
Sep 1, 2017
20,389
Deepest, darkest Sussex
[TWEET]1348666087869616139[/TWEET]

Congress votes on Wednesday, going to the Senate after that, needs 2/3 approval there to kick Trump out early
 






LlcoolJ

Mama said knock you out.
Oct 14, 2009
12,982
Sheffield
[TWEET]1348666087869616139[/TWEET]

Congress votes on Wednesday, going to the Senate after that, needs 2/3 approval there to kick Trump out early

I thought the 2/3 majority only related to the 25th amendment thing?
 


A1X

Well-known member
NSC Patron
Sep 1, 2017
20,389
Deepest, darkest Sussex
I thought the 2/3 majority only related to the 25th amendment thing?

You're right, my mistake. Simply majority for impeachement. The Dems seem confident.
 






Bry Nylon

Test your smoke alarm
Helpful Moderator
Jul 21, 2003
20,519
Playing snooker
[TWEET]1348666087869616139[/TWEET]

Congress votes on Wednesday, going to the Senate after that, needs 2/3 approval there to kick Trump out early

The fact that he will be the only POTUS in history to be impeached twice (in a 4 year term too!) is quite something.

I doubt the necessary threshold will be reached as too many Republicans are afraid of repercussions from his unhinged base (and frankly, I don't blame them). But how sweet would it be to see him unceremoniously kicked out of the White House.
 


Lower West Stander

Well-known member
Mar 25, 2012
4,753
Back in Sussex
Oh the joys of lots of holiday.
I used to work for US company and took great delight in telling them that I had 28 days holiday when they only had 10 ... wonderful.


Sent from my iPad using Tapatalk

When I worked in NY I was on an expat contract meaning I kept my UK holiday allowance of 30 days.

On speaking to my US colleagues and telling them this, their response was "do you actually take it all?"
 


Acker79

Well-known member
NSC Patron
Nov 15, 2008
31,921
Brighton
Members of congress were chased from the building, terrorists built a gallows and threatened to hang the vice president, bombs were found, a police officer beaten to death during an attack on american democracy. But let's take a moment and consider the real victim in all this...

[tweet]1348623402635030530[/tweet]
 


Bry Nylon

Test your smoke alarm
Helpful Moderator
Jul 21, 2003
20,519
Playing snooker
Before we get too smug, [MENTION=38333]Swansman[/MENTION] will probably be along shortly to tell us about the holiday entitlement in Sweden. Not unusual for Swedes to have 6+ weeks holiday entitlement a year, with 3 or 4 weeks taken consecutively in the summer months.
 
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MJsGhost

Oooh Matron, I'm an
NSC Patron
Jun 26, 2009
4,997
East
Before we get too smug, [MENTION=38333]Swansman[/MENTION] will probably be along shortly to tell us about the holiday entitlement in Sweden. Not unusual for Swedes to have 6+ weeks holiday entitlement a year, with 3 or 4 weeks taken consecutively in the summer months.

And about a year off when you have a baby!
 




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