Torquay squander £60000 on a defender of rating 2 leaving them £90000 in the bank. It proves a good gamble though as Torquay's defence is so bad that the new player rises to a rating of 5! (Thanks to an 11 on the dice!) Their poor defence increases by 5 points.
Wigan splash out £400000 on a striker with a rating of 2. This leaves them £2.6 million in the bank. His rating of 2 turns out to be correct so Wigan's attack goes up by 2.
Blackburn spend £2 million on a defender with a rating of 1. This leaves £14 million in the bank. His rating turns out to be correct so 1 point added to Blackburns defence.