The Under 30's generation.

[Guinness Boy]

Gentle reminder that because of data protection etc Bozza said a while ago not to post anything revealing the IRL personal data of anyone on the board.
[MENTION=17322]Lenny Rider[/MENTION] I am aware this happens to you all the time. I suspect this is because more or less everyone knows who you are anyway (equally, applying this to the Roar or Atilla would be a bit daft) but it doesn't mean others want their details plastered all over the site.

And if anyone thinks this is daft rule I can point you in exactly the direction of the posters to blame for it.

 

[Husty]

And you are?

As an Albion fan I can contribute whatever I choose to on NSC, as for Sussex, looking after nearly 15,000 families in 34 years, I think I’ve done my bit, and as for the country, it’s half term next week, so get your Mum or Dad to drive you over to my office and I will explain my tax records for the last 18 years.

In all seriousness Husty you’ve crossed the line, either choose to be the coward you appear to be and stay behind your keyboard or give us a call at the office Monday and we can actually talk this through like adults.

Here's a thought, don't come on here and post your utter drivel, and then I wont have a reason to come on here and point out what utter drivel it is?

You think you're entitled to do so and entitled to your bigoted, 1960's mindset. Well if that's the case, I am entitled to come on here and point out to you it contributes nothing other than argument and division, and we'd all be better off without you.

Not sure how that crosses any lines, dear. And I will pass up the offer of a coffee and a chat - I prefer to do that sort of thing with people who have demonstrated they're capable of things such as lateral & critical thinking.

 

[The Clamp]

This is a proper old school NSC thread. It’s got it all. Good and bad.

 

[Husty]

He's not a mod. He's a mooderator.

The OP thinks the under 30s have had it easy but seems oblivious to ridiculous house prices keeping them off the property ladder. As an example my parents born in 1947 bought their house about 45 years ago for £12,000 while earning £3,000 each. That house is now worth about £350,000, so to have the same ratio a couple would need to earn £87,500 each. My parents had average office jobs that might pay £25k - £30k.

A much more important title, if I do say so myself.

 

[The Antikythera Mechanism]

I think that better quality housing is just natural modernization, energy efficiency, onwards and upwards etc. If Thatcher's builder pals though they could chuck up drafty thin-walled houses they would have.

Personally I could never live in a 'typical' house built in the last 20 years because the gardens are so small and everyone is on top of one another.

I’m not a fan of the structural timber framed panel system used in a lot of new housing. They may be very energy efficient, but I wouldn’t rate the little pig’s chances if the big bad wolf came calling.

 

[e77]

Here's a thought, don't come on here and post your utter drivel, and then I wont have a reason to come on here and point out what utter drivel it is?

You think you're entitled to do so and entitled to your bigoted, 1960's mindset. Well if that's the case, I am entitled to come on here and point out to you it contributes nothing other than argument and division, and we'd all be better off without you.

Not sure how that crosses any lines, dear. And I will pass up the offer of a coffee and a chat - I prefer to do that sort of thing with people who have demonstrated to they're capable of things such as lateral & critical thinking.

Didn't you realise that paying his taxes means we should all thank him for doing what he is legally required to do and gives him carte blanche to criticise sections of society he deems less worthy?

 

[Icy Gull]

This is a proper old school NSC thread. It’s got it all. Good and bad.

Some posters being so confrontational too. Quite a few have calmed down over the years but have been replaced by like minded nutters

 

[e77]

This is a proper old school NSC thread. It’s got it all. Good and bad.

Mixed in with periods of indifference and a steady stream of non sequiturs.

 

[Neville's Breakfast]

You would like to think so but having undertaken extensive research in this area, it seems that people will either take responsibility for their actions or continually blame each failure on Refugees/NSC Mods/EU/Youngsters/France/BBC/Corbyn etc despite all evidence to the contrary.

I'm starting to think it may be genetic

You missed Brexit and Boris Johnson from your list. Probably an oversight

 

[Neville's Breakfast]

I have a cracking idea, which I'm amazed no government has ever thought of.

Why not build some houses, and then rent them out at genuine low rents, so people can afford to have somewhere to live and maybe even over time have families, without having to work 24/7 just to survive - could be a vote winner!

The problem is, for how long do they get to benefit from these low rent houses ? There will continually be new 20 somethings looking to benefit from the same arrangement. Do we just keep building houses forever ? The first renters will not be on the property ladder and realistically such an idea is not going to dampen house price inflation. Their entry into the property market is just postponed until later. Unfortunately it would just create another housing price distortion in a market already full of the wrong incentives. The only way to buy a house for youngsters is hard work and sacrifice. It’s always been the same.

 

[schmunk]

Personally I could never live in a 'typical' house built in the last 20 years because the gardens are so small and everyone is on top of one another.

Some of us can't afford to do otherwise.

 

[Thunder Bolt]

The disparity between the respective retirement ages for women and men had to be rectified, or men could claim that they were being discriminated against.

In the meantime, women were discriminated against because there was no pension provision for many of them. Professional women did ok, but the ordinary working class women are left impoverished. I know of one lady whose state pension was £11 a week.

 

[WATFORD zero]

You would like to think so but having undertaken extensive research in this area, it seems that people will either take responsibility for their actions or continually blame each failure on Refugees/NSC Mods/EU/Youngsters/France/BBC/Corbyn etc despite all evidence to the contrary.

I'm starting to think it may be genetic

You missed Brexit and Boris Johnson from your list. Probably an oversight

There is a reason they are not on the list. See if you can guess why (I've even given a little subtle hint )

PS I forgot to welcome you to the dark side when you've started getting critical of Johnson lately. Only one more thing I need to persuade you about

 

[Weststander]

You also need to bear in mind that the turnout was far lower amongst the young. If there is anything good to come out of the last few years, you would hope that having see Brexit and Johnson, not so many young people will waste their vote in the future. Sadly I'm not convinced.

I do think that it is harder for kids now with the pressures of modern living, the housing crisis, the cost of living crisis, the energy crisis, the environmental crisis, the inability to move freely around Europe, the current political leadership, etc etc all of which means that it's only going to get worse in the next decade.

From a single parent family (archetypal 'latch key' kids) in a council flat, I left school at 15 with some GCE's, and no possibility of staying to do 'A' Levels as another wage was needed. I worked hard and constantly and bought my first property at about 25. Continued to work hard, moved properties a few times, paid off my mortgage in my early 40's and retired at 50. There is very very little possibility of a kid from that background doing that now.

Both my kids, who are far better qualified (and brighter as they keep pointing out ) than me and have got far better careers at a similar age but can't afford to buy (in London and Brighton) and will need me to buy a significant part of their first properties when they decide.

I don't think [MENTION=17322]Lenny Rider[/MENTION] could be more wrong with his first post, but it hardly justifies the abuse of the earlier poster

There are still exceptions. In my extended family there are teachers and headteachers. Retiring in their 50's, some much younger ones on track to do that, it's their plan too. All due to the amazing pension scheme, which they significantly contribute to.

My sister in a law was a young headteacher, she retired last summer age 55. They have no mortgage, huge savings from the 25% tax free lump sum and they're currently on a 4 week holiday on the Gulf Coast of Florida.

Mrs.W works in the NHS, she's heading towards retirement at 55 with a fantastic NHS pension.

Seriously, young folk should consider the NHS or education if they've aptitude. You'll be retiring 10, 15 years before your private sector mates.

 

[WATFORD zero]

There are still exceptions. In my extended family there are teachers and headteachers. Retiring in their 50's, some much younger ones on track to do that, it's their plan too. All due to the amazing pension scheme, which they significantly contribute to.

My sister in a law was a young headteacher, she retired last summer age 55. They have no mortgage, huge savings from the 25% tax free lump sum and they're currently on a 4 week holiday on the Gulf Coast of Florida.

Mrs.W works in the NHS, she's heading towards retirement at 55 with a fantastic NHS pension.

Seriously, young folk should consider the NHS or education if they've aptitude. You'll be retiring 10, 15 years before your private sector mates.

Pleased to hear it, but I'm guessing they all had a bit more education

But these are people coming up to retirement who presumably started their careers and their pensions years ago. I'm not sure I would advise kids starting today to go into the public sector hoping for of a good pension when they retire

 

[Tom Hark Preston Park]

Thanks old boy (or girl), perhaps one of the aspects of coming out the ‘other side’ is that I find myself speaking up for myself more than I’ve previously done and expressing my opinion rather than sitting on my hands.

Ironically the crux of this thread was borne out of from the opinion of a Vicar in his mid 70’s, perhaps I should advise him to change his sermon for this Sunday given the reaction from NSC

Perhaps you could have declared that upfront mate, and emerged as less of a gorblimey knobber

 

[Thunder Bolt]

The problem is, for how long do they get to benefit from these low rent houses ? There will continually be new 20 somethings looking to benefit from the same arrangement. Do we just keep building houses forever ? The first renters will not be on the property ladder and realistically such an idea is not going to dampen house price inflation. Their entry into the property market is just postponed until later. Unfortunately it would just create another housing price distortion in a market already full of the wrong incentives. The only way to buy a house for youngsters is hard work and sacrifice. It’s always been the same.

Beware of this government ripping up planning laws.

https://www.politicshome.com/news/a...te-paper-boris-johnson-conservative-rebellion

 

[Cheshire Cat]

I can't afford to buy my house these days, even though I've paid for it.

Sent from my SM-T505N using Tapatalk

 

[Baker lite]

Not bad, 148 posts before Brexit is shoehorned into the thread [emoji2357]


Sent from my iPhone using Tapatalk Pro

I don’t think the democracy deniers will ever get over the democratic will of the electorate in 2016.
Shame.

 

[Creaky]

There are still exceptions. In my extended family there are teachers and headteachers. Retiring in their 50's, some much younger ones on track to do that, it's their plan too. All due to the amazing pension scheme, which they significantly contribute to.

My sister in a law was a young headteacher, she retired last summer age 55. They have no mortgage, huge savings from the 25% tax free lump sum and they're currently on a 4 week holiday on the Gulf Coast of Florida.

Mrs.W works in the NHS, she's heading towards retirement at 55 with a fantastic NHS pension.

Seriously, young folk should consider the NHS or education if they've aptitude. You'll be retiring 10, 15 years before your private sector mates.

The teachers pension scheme prior to 2015 was very generous being a final salary scheme with a standard retirement age of 60.

All that’s changed now - standard retirement age is now the same as for the state pension and is now an average salary scheme paying out 1/57 of average salary for each year worked.

My daughter is a teacher and if she retired at 60 with 37+ years of service would receive a pension of around 19k with no lump sum or if she took the 25% maximum tax free sum her pension would be 12k with an 80k lump sum. Not bad but nowhere near what it used to be.