Can I put a shout in here for life insurance renewal? I've had the same policy for 20 years. This month I shopped around and have dropped the premium from £60pm to £25pm for identical cover. Grrr.
I may have mentioned this before on another thread, but for car ins remember that it's cheaper to have an additional driver on your policy provided they have a clean licence and lack of recent incidents. They don't have to be related to you or even live near you. I have a friend on my policy. He will never drive my car but the premium was 10 - 15% cheaper by adding him to the policy. Significantly cheaper if you add your spouse.