one of my good mates in England, recently,after battling to pay off a credit card bill ,decided to go bankrupt.......two failed marriages and being rinsed out by two different bitches and sets of kids hasn't helped , but he has always paid his way as best he could , the cc issue came about after he hurt himself at work and ended up in hospital for six weeks and off work for nearly 6 months , unable to keep up the cc payments it all snowballed into almost 20 G worth of debt. the bankruptcy was granted and he slowly got back on his feet and back to work............then last week the bailiffs turned up unannounced and took his 1998 vauxhall van away with all his tools in it , he asked them what would be done with it and they said it would probably end up getting scrapped,he is now totally f***ed and because he has no car he doesn't get his job seeker allowance either. he has worked hard all his life and paid his fair share of taxes , i spoke to him on monday and he is completely depressed ............that scenario just seems totally LUDICROUS to me.
Been through it all myself with bailiffs/bankruptcy etc.
Two things that stood out for me is that they cannot turn up without notice. The other is taking your van and tools.
Bailiffs: What they are entitled to do and your rights