As an aside, I suspect this thread illustrates the aging nature of this forum.
When the internet was fairly new, this place was populated with people largely in their late teens and 20s. Most older people on here were IT people (people like "loveable" old hothead, bhaexpress). Anyway, it seems a large number of regular posters from the 90s (like me) are still here today, so it's not a surprise that our life ambitions have evolved as we've got older.
As much as the "you only live once" and "if it's not easy I'm not doing it" mantras are understandable, refreshing and probably right for us in our 40s 50s and 60s, I wonder what those in their 20s and 30s might think about this thread. Surely it's good to be hungry and motivated at a younger age, right? It would be alarming to me if someone aged 22 read this thread only to conclude "they're right - f**k it, I can't be arsed to work all hours anymore" because unlike us middle aged people, they haven't done the hard yards to get on the property ladder, pay for weddings/houses and bring up a family.
Ah, yes, poor old FRANK (RIP). A man who regularly strode into a battle of wits completely unarmed. Some of your put downs were classic and one or two remain in NSC Gold where they entertain me to this day. Which probably means that even though I'm in the middle aged club I've not really grown up at all.