[Misc] The advantages of using a mortgage broker ?

[zefarelly]

I'll add to the mix that I don't like filling in forms at the best of times and so to have someone say "sign here, here and here... right you're done" is very attractive to me.

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This is why I went to a broker, having already found the deal we liked/wanted . . . With nearly 75% capital in the gaff it really was a doddle . . .lzy c*** still piled a shit load of paper work on us and hoops to jump through.

I put them in the same bracket as football agents, anything agents really. And consultants!

I can see the advantage if you're a self employed used toilet roll salesman with a straw house on a flood plain who needs a special deal. . . . But otherwise . . . Tinterweb

 

[nwgull]

Can't see the point in them myself. It's not hard to understand the mortgage market and really easy to find yourself the best deals with a look at comparison tables from sites like Money Saving Expert.

 

[Cheeky Monkey]

Do your own as said above, I’ve used no fee brokers, presented my online researched mortgage quotes to them and they’ve said “I can’t beat that”

 

[Live by the sea]

I think mortgage brokers / IFA’s etc are good of you are not one of the vast majority who are straight forward with regards to your finances and earnings .

You can in that case research in a short time the best deals available via the internet . Same for an IFA , if you simply want to invest in shares , why pay 2-3% to a IFA when all they do is invest your money with fund managers . You can do that yourself .

If you have complicated tax issues go to an IFA for investment advise but in most cases it’s not necessary.