Billy the Fish
Technocrat
Very clever of the Mail to just throw in a one liner about the insurance just to absolve the couple. Insurance would have lessened the crime, that's what it is for. Had they not let the policy lapse, and let's be honest, they would have received renewal notices, then their insurers would have paid for either a replacement or, more likely, market value. Talking of market value, the Mail bang on about a £30,000 caravan when in fact it was worth considerably less! Quick look at Auto Trader shows a four berth four year old caravan is in the region of £10k. Not quite such a big impact as saying it is £30k.
And why would insurance lessen the crime? Because the couple would have had a pay out and could have bought a second hand caravan and continued with their holidays. The ownership problem would have transferred to the insurance company (and of course it would be unlikely that the mail would then have the human interest story!).
They are victims of a crime but they are also stupid victims. I have little sympathy. Compares with people who get hurt abroad but didn't have any insurance and then expect us to club together to pay for them to come home.
Blimey, I can see your logic, but it's some of the most backwards and tenuous guerilla logic i've ever seen!