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[Misc] Retirement
- Thread starter Tim Over Whelmed
- Start date
Icy Gull
Back on the rollercoaster
- Jul 5, 2003
- 72,015
Scrolling through his music library and posting bands and genres that virtually nobody on here have heard of will also keep the brain in action
- Jul 10, 2003
- 27,776
Seeing this thread bouncing around, I realised it's now over 12 years since I retired. I actually thought I was lazier than I was and after a couple of years I started doing some part time stuff because I was getting bored. It was always my ambition to retire early but didn't work out like I thought. Paying off the mortgage 10 years before made a huge difference as I could put significant amounts into pension and investments to soften the blow of stopping.
But the really big difference was my kids becoming completely independent. No more paying for 4 adults to go on holiday a few times a year and to eat out a few times a month which had a huge impact on my spending. As an unintended consequence of this (and me and Mrs Wz doing a bit of part time work) I haven't had to touch any pensions yet. That will probably all change in the next couple of years as the kids raid them for the 25% in order to get a deposit on somewhere to live
But the really big difference was my kids becoming completely independent. No more paying for 4 adults to go on holiday a few times a year and to eat out a few times a month which had a huge impact on my spending. As an unintended consequence of this (and me and Mrs Wz doing a bit of part time work) I haven't had to touch any pensions yet. That will probably all change in the next couple of years as the kids raid them for the 25% in order to get a deposit on somewhere to live
Last edited:
Weststander
Well-known member
Digressing from the theme of the thread, this beauty was on TV this morning, I know you're a fan too.Scrolling through his music library and posting bands and genres that virtually nobody on here have heard of will also keep the brain in action
On Freeview there's a channel called 60's Music, it's really good. A place retirees can dip into.
Icy Gull
Back on the rollercoaster
- Jul 5, 2003
- 72,015
Massive fan and this, my all time favourite single, is quite relevant to this thread
Had a chat with the missus this morning. If, in 6 months time, we are making no progress with the drug, I will trigger the retirement. If I could do my uni work from home all the time it would be a different story. But getting up at 5.45 to run a teaching lab in London in January is not appropriate for a man in my condition
The drug has been granted a patent in multiple jurisdictions, and is protected everywhere that has the wherewithal to steal our invention. What we need to do now is start a clinical study. A mate of mine controls disbursement of millions of moneys in a particular part of the world that has a sub population that would benefit hugely from our drug, if it can be made into a deliverable medicine. My collaborators, however, are procrastinating. I was up late last night trying to set up meetings, and that.
Frankly this is the main reason for maintaining an academic position - my credibility as a front-man for a new drug is diminished if my office changes from 'la di da university, London' to 'the garden shed, back of my house, Faversham'. Or maybe it doesn't, if I create a consultancy we me as the sole employee. Anyway, in 6 months I shall decide...... continued breathing privileges, permitting.
I hope you are well (weller than me, at any road). Cheers!
Anyone would think that they are understaffed, and directed by HMG to pick off all the low hanging fruit. Who knew?
Weststander
Well-known member
All good thanks, rehab'ing myself on a knee injury ... rushing round the garden putting xmas lights up on 1st Dec, I failed to spot a big drop over a retaining wallHad a chat with the missus this morning. If, in 6 months time, we are making no progress with the drug, I will trigger the retirement. If I could do my uni work from home all the time it would be a different story. But getting up at 5.45 to run a teaching lab in London in January is not appropriate for a man in my condition
The drug has been granted a patent in multiple jurisdictions, and is protected everywhere that has the wherewithal to steal our invention. What we need to do now is start a clinical study. A mate of mine controls disbursement of millions of moneys in a particular part of the world that has a sub population that would benefit hugely from our drug, if it can be made into a deliverable medicine. My collaborators, however, are procrastinating. I was up late last night trying to set up meetings, and that.
Frankly this is the main reason for maintaining an academic position - my credibility as a front-man for a new drug is diminished if my office changes from 'la di da university, London' to 'the garden shed, back of my house, Faversham'. Or maybe it doesn't, if I create a consultancy we me as the sole employee. Anyway, in 6 months I shall decide...... continued breathing privileges, permitting.
I hope you are well (weller than me, at any road). Cheers!
I've been getting e mails and texts reminding me to do stuff or incur the wrath . . . . I've been PAYE for over 3 years now . . . . Mrs Zef looked into it.
I owed them £1.20
Icy Gull
Back on the rollercoaster
- Jul 5, 2003
- 72,015
Probably the very worst few days of the year to try and speak to HMRC in fairness
- Aug 24, 2020
- 7,110
Gleaned from a lifetime in IT, the (abridged) solution would be something as follows:
Current solution:
If AMOUNT-OWED > 0
PERFORM PROCESS-CHASE-THE-BUGGER-UP.
New, improved solution:
IF AMOUNT-OWED > £50.00
PERFORM PROCESS-CHASE-THE-BUGGER-UP.
Result - improved PR, fewer calls, less abuse and less spam for the punters.
Shropshire Seagull
Well-known member
Whoa! I hope you've declared this on the debt thread ....
We topped up Mrs D’s NI recently…..took about 12 weeks to show on her NI record.
Seagull58
In the Algarve
Don't worry about the drug. There are plenty of other drugs available for a minted pensioner.
- May 8, 2018
- 10,626
Get yourself a PO Box, job doneHad a chat with the missus this morning. If, in 6 months time, we are making no progress with the drug, I will trigger the retirement. If I could do my uni work from home all the time it would be a different story. But getting up at 5.45 to run a teaching lab in London in January is not appropriate for a man in my condition
The drug has been granted a patent in multiple jurisdictions, and is protected everywhere that has the wherewithal to steal our invention. What we need to do now is start a clinical study. A mate of mine controls disbursement of millions of moneys in a particular part of the world that has a sub population that would benefit hugely from our drug, if it can be made into a deliverable medicine. My collaborators, however, are procrastinating. I was up late last night trying to set up meetings, and that.
Frankly this is the main reason for maintaining an academic position - my credibility as a front-man for a new drug is diminished if my office changes from 'la di da university, London' to 'the garden shed, back of my house, Faversham'. Or maybe it doesn't, if I create a consultancy we me as the sole employee. Anyway, in 6 months I shall decide...... continued breathing privileges, permitting.
I hope you are well (weller than me, at any road). Cheers!
- May 8, 2018
- 10,626
Oversight shirely?
It was an inocent error. I may have been careless but it wasn't deliberate.
Funds have now been made available to settle the outstanding amount, my estate in the Maldives is also available for 1 month in August for the HMRC employee who spotted the 'typo'
We learn from this and move forward.
- Thread starter
- #458
Thanks mate, and good point. I think all the time he performs as he has I'll stick with it but I know what you mean, there's a wealth of information out thereBecause of certain issues, I booked an appointment with PensionWise.
In an hour, I received a wealth of knowledge regarding options that are available to the pensions.
The lady was very helpful and you do get a lot of links in working what you may get in retirement.
If you really know what you want, it might save you having a financial advisor.
Pension Wise: free pension guidance | MoneyHelper
Pension Wise is a free and impartial government service that helps you understand the options for your pension pot. Get free pension guidance today.www.moneyhelper.org.uk
I am running a Webinar about the basics of UK Pensions if it would be useful for anyone to attend (I asked for permission to post this!). It is free and there will be a Q&A at the end.
There is a part in there about financial/retirement planning too. If that sounds useful, please register on by following the link below, will be good to see you there.
us02web.zoom.us
There is a part in there about financial/retirement planning too. If that sounds useful, please register on by following the link below, will be good to see you there.
Welcome! You are invited to join a webinar: Love Your Pension: UK Pensions Basics Explained. After registering, you will receive a confirmation email about joining the webinar.
Have you been meaning to sort out your pensions, understand them a bit better but find yourself chucking the annual paperwork on top of the microwave - or in that drawer that you must sort out sometime? (We know you do it -) Come along to this webinar to learn a bit more about pensions and...
Lyndhurst 14
Well-known member
- Jan 16, 2008
- 5,243
Saw an interesting program where one of the panelists said that the only reason any man aged 65 or over should be working is because he needs the money. Basically if you have worked to that age you have done your ‘sentence’ and should be enjoying your hard earned retirement after 40 odd years or more. His thinking was that a lot of people who are comfortably off continue working past 65 out of vanity, they simply can’t imagine how the company can carry on without their vast wealth of knowledge and experience. There is also a sound reason they should not continue as both physically and mentally they are not what they were when they were 20. Also they are actually being somewhat selfish by preventing younger people getting much needed work. Makes sense to me – I bailed out at 62, there’s only so much BS you can take.