[Finance] Premium Bonds - prize pool increased again - you ever have any luck?

[Mustafa II]

Out of interest, does anyone know if you have chosen the option of getting your winnings in bonds rather than bank transfer, do those winning bonds go in to the next draw or the one after?

The one after, same as a bank transfer.

 

[Mellor 3 Ward 4]

Another £0 this month. I'm now moving the money to an easy access account that currently pays 4.5%pa.

I won nothing last month - £175.00 this month.

I'm slightly up on whet I'd get in a fixed term ISA (based on 4.6%)

 

[HeaviestTed]

I got two hundred this month, first time since march when I got 25

 

[Blue&WhiteSea]

Out of interest, does anyone know if you have chosen the option of getting your winnings in bonds rather than bank transfer, do those winning bonds go in to the next draw or the one after?

Fro NS&I website:
"Choose this option and we'll automatically reinvest the prize money for you. As a bonus, your new Bonds will be eligible to win prizes from the very next draw."

 

[Si Gull]

I won nothing last month - £175.00 this month.

I'm slightly up on whet I'd get in a fixed term ISA (based on 4.6%)

I was doing OK until March....since then three winless months. Feels more like gambling atm, hoping for a nice win to offset the losses

 

[HAILSHAM SEAGULL]

£250 between me and Mrs HS this month

 

[nail-Z]

Most people sit on the same bonds/numbers for years. As these are not self-selected why not change them from time to time. Have a re-fresh. I know someone who does it regularly. It may not realise greater returns but I think its psychological...' give the balls a good stir ' etc.

I’m currently cycling mine through to get new numbers. Had rotten luck and decided to switch my very sporadic investments into 5 x £10k. I know mathematically it shouldn’t make a difference but I stick the £10k each month into a savings account and post it back to bonds at the end of the month. So I make a bit of interest on the money whilst not in the draw. I still have £40k in the draw each month whilst I complete the cycle.

Leading up to this I had £0 returns in 4 months. Felt compelled to do something.

 

[DJ NOBO]

I’m currently cycling mine through to get new numbers. Had rotten luck and decided to switch my very sporadic investments into 5 x £10k. I know mathematically it shouldn’t make a difference but I stick the £10k each month into a savings account and post it back to bonds at the end of the month. So I make a bit of interest on the money whilst not in the draw. I still have £40k in the draw each month whilst I complete the cycle.

Leading up to this I had £0 returns in 4 months. Felt compelled to do something.

That’s a real shame. I bumped into Ernie last week and he said how much he liked nail-Zs numbers and was putting you up for the million in July.

 

[knocky1]

Fro NS&I website:
"Choose this option and we'll automatically reinvest the prize money for you. As a bonus, your new Bonds will be eligible to win prizes from the very next draw but you're also more likely to be struck by lightening."

Bit of editing.

 

[MJsGhost]

Like a dyspraxic anatoceramamicophile, I have broken my duck.

£25!

The equivalent of a whopping 1% annual return.

After last month's blank, I'm running at 0.5% since I invested a more significant sum than the historic £300 which had/has done NOTHING since 2006.

This time next year, Rodders...

 

[Clive Walker]

£25, £25 and £100 from £9k invested. First win since Feb 23

 

[Beach Hut]

£300 between us

 

[Peteinblack]

£300 for me this month
£175 for Mrs Peteinblack

 

[knocky1]

£175x2 for us.

 

[HalfaSeatOn]

What are peoples annual percentage returns? I’ll have £15k in from May’s draw for 12 months only. I’m looking for a minimum 5% return ie £750 but also prepared for nowt.

May - £50
June - £100
July - £125
7.3% return so far

 

[dazzer6666]

Blank for me this month, first time in over a year and only £100 for Mrs D

Combined return last 12 months 4.1%

 

[Biscuit Barrel]

£25 this month on 14K invested.

 

[Nicks]

£100.00

 

[Ding Dong !]

£125....... and off on family holiday tomorrow to Thailand..........sweet

 

[jcdenton08]

£125....... and off on family holiday tomorrow to Thailand..........sweet

Blimey, that’s a cheap holiday!