[Finance] Premium Bonds - prize pool increased again - you ever have any luck?

[Smirko]

£200 total this month, £650 so far this year.

 

[BLOCK F]

£350 for me and £75 for my wife.
‘Beers’ are on me this month, I have been told.

 

[portslade seagull]

£425 last month and £250 this. Car tax took the 1st one and golf weekend has sorted the 2nd

 

[Peteinblack]

£75 this month, and £100 for Mrs Peteinblack.

I certainly can't complain about my recent good fortune.

 

[Coldeanseagull]

£425 between us

 

[Si Gull]

£0 for me and £0 for the other half....not our best month

 

[Jackthelad]

I've never heard of it, what site do people use?

 

[juliant]

I've never heard of it, what site do people use?

Premium Bonds

Buy Premium Bonds for yourself or a child under 16: easy access and a chance to win tax-free prizes in our monthly prize draw. Visit our site for more details.

www.nsandi.com

 

[Biscuit Barrel]

Nothing last month and £25 this month. £11,000 invested. Not great.

 

[HalfaSeatOn]

What are peoples annual percentage returns? I’ll have £15k in from May’s draw for 12 months only. I’m looking for a minimum 5% return ie £750 but also prepared for nowt.

 

[nwgull]

What are peoples annual percentage returns? I’ll have £15k in from May’s draw for 12 months only. I’m looking for a minimum 5% return ie £750 but also prepared for nowt.

I'm averaging £150 a month for my 50K, so about 3.6%. On the basis of this income being tax free, it's not a bad return for a safe investment where I can always withdraw my money instantly without penalty.

 

[Si Gull]

What are peoples annual percentage returns? I’ll have £15k in from May’s draw for 12 months only. I’m looking for a minimum 5% return ie £750 but also prepared for nowt.

You're unlikely to get a 5% return. nwgull's return of 3.6% is more realistic. I'm averaging just over 2% in the past 6 months, other half around 3.5%. Of course, you only need one 'big' win to make it worthwhile....that's the hook!

 

[portslade seagull]

Two of my old workmates won £1150 and £10150, lucky people

 

[Jackthelad]

I watched the Martin Lewis video on it and he basically said that it's only worth doing if you have 40/50k invested. But even then you lose out the thousands you would get from a normal 3/5% ISA on just on a small chance you get the big money. If I've got that right then I think I will pass.

 

[Clive Walker]

I watched the Martin Lewis video on it and he basically said that it's only worth doing if you have 40/50k invested. But even then you lose out the thousands you would get from a normal 3/5% ISA on just on a small chance you get the big money. If I've got that right then I think I will pass.

for me its a nice convenient way to stick money into as its safe, easily accessible (no penalties), no tax implications and it might pay more than the 3% you'd get else where with less flexibility.

But also I want to win BIG.

 

[bluenitsuj]

Just the £50 this month. Nothing in March but £475 in February.

 

[Marshy]

Found this in my loft last week.... 32 years in September

 

[dejavuatbtn]

zilch two months on the spin

 

[Playmaker]

Only £125 between us this month (Max holding) - £3650 over past 12 months

 

[HAILSHAM SEAGULL]

Only £200 between us this month