[Finance] Poll: PPI Deadline Day! Did you claim? Was it successful?

[marlowe]

23.59 tonight is the deadline for making your PPI claim. I've only just done mine. Left it a bit last minute but all of them are in now. Quite easy to do and no need for an agent.

Have you bothered?
Did you do it via an agent or directly?
Was your claim successful?
How much did you get?
If you haven't yet bothered do you intend to try and beat the deadline?
If this thread motivates you to make a claim and it is ultimately successful do you think I deserve a percentage of yout claim?

 

[Titanic]

Never had any, so nothing to claim.

 

[Birdie Boy]

Yep, got £2750 back from Barclays two weeks ago, after the second time of checking. No third party involved, done it all myself, so money is all mine![emoji3] and the wives...[emoji16]

 

[Birdie Boy]

Never had any, so nothing to claim.

I didn't know I had any either...

 

[Triggaaar]

Have you bothered?

Yes.

Did you do it via an agent or directly?

Agent.

Was your claim successful?

No.

 

[Triggaaar]

Yep, got £2750 back from Barclays two weeks ago, after the second time of checking. No third party involved, done it all myself, so money is all mine![emoji3] and the wives...[emoji16]

What made you feel like doing it yourself, given that it had been checked previously?

 

[Westdene Seagull]

Went via an agent a few weeks ago as the agent was willing to ask my lenders for free and then pass me the info with no strings attached about using them to claim so I could have then claimed directly myself. As I suspected, because I'm a tight fisted git ( according to Mrs W ), I had no PPI.

Mrs W on the other hand has probably had about £5k back.

 

[marlowe]

Yep, got £2750 back from Barclays two weeks ago, after the second time of checking. No third party involved, done it all myself, so money is all mine![emoji3] and the wives...[emoji16]

How many wives did you have to share it with?

 

[marlowe]

Never had any, so nothing to claim.

Is that an assumtion or a certainty. Many people have no idea they had any.

 

[studio150]

Always turned down, so never had any.

 

[Birdie Boy]

What made you feel like doing it yourself, given that it had been checked previously?

Both times I did it myself. Very easy to do and only a few people to check with as some like, egg for instance are covered by Barclays so you only need to do one claim.

I did it again as I was getting badgered by the wife to do it. Glad she did.

The thing with agents, for me is a) they take 25% + 20% vat and b) they will ask you for all the details anyway. Unless they just blast everyone which is pretty much what I did anyway and took about 2 hours max whilst watching tv one evening.

 

[SUIYHP]

Never bought any so doesn’t bother me, just glad those bloody ads are finally coming to an end...

 

[Birdie Boy]

How many wives did you have to share it with?

Lol. I realised I did that and couldn't be arsed to change it. I should have known NSC would pick it up![emoji16]

 

[Marshy]

Claimed last week and waiting, not expecting anything to be honest. But will at least now not have a what if hanging over my head.

 

[Triggaaar]

Both times I did it myself. Very easy to do and only a few people to check with as some like, egg for instance are covered by Barclays so you only need to do one claim.

Thanks. Why do you think it was successful the second time, but not the first?

 

[marlowe]

Always turned down, so never had any.

You might not have been turned down because you never had any. You might have been turned down because you didn't make clear that it was mis-sold to you.
This is an integral part to the claim. You just have to say something along the lines that you were not told it was optional. The criteria for winning the claim isn't that you had PPI but that it was mis-sold to you

 

[marlowe]

Lol. I realised I did that and couldn't be arsed to change it. I should have known NSC would pick it up![emoji16]

You can't escape the punctuation pedants.

 

[TheJasperCo]

I know I couldn't have had PPI because I took out no loans, policies or credit cards before 2011. That's how I can be sure.

 

[Chicken Run]

Got about 7k in total

 

[Titanic]

I didn't know I had any either...

Is that an assumtion or a certainty. Many people have no idea they had any.

Yes, I am certain. I turned down PPI (despite it being quite difficult to do so at the time!) on assorted car loans, bank loans etc... because it just seemed like a waste of money.