Mate, Brighton Mr Bloom has borrowed nothing, not a penny. He has paid for the ground and training ground. He then converts that debt into shares when he sees fit. Its not a debt to third parties and nobody but nobody is left out of pocket. Attendances do matter. There is a reason why nowadays its the better supported clubs who will settle higher up the pyramid, especially when Financial Fair Play comes in to stop you lot pulling the same trick on another set of creditors.
Except our loses are already FFP compliant and yours aren't... despite the crowds. I hope they don't tail off for you.
Just a thought, Simon Jordan didn't owe anything to third parties until his own wealth dried up and he didn't throw 130 million plus at the club.