"Interest free monthly payment option" is a Barberism that really gets on my tets.
So you start to pay for your product 5 months before you actually get it (first direct debit in March, first match in August), and you finish paying for it 3 months before you finish using it (last direct debit in February, last match in May). I wonder what the club is doing with all that advance money? Surely someone as savvy as Barber would be getting interest on it, perhaps. That is of course assuming we don't pay player wages 5 months in advance, since that is the biggest outgoing.
That may as well be, but when I last looked around a bit, the clubs that offered payment terms for season tickets all had extra fee(s) in addition to the cost of the ST itself. Renewing STs for most clubs has long since happened before the end of the preceding season.
A pound tomorrow is worth less than a pound today, but those Albion fans paying by DD pay no more than those who pay with an up front lump sum.