Quite sensible taking loan players from higher division clubs as the skill level is always higher than we can afford, OK they may cost a bit more in wages but we don't have to blow £400,000 on someone we think is good, only to find out they aren't and are tied into a 3 year contract, you cannot sell them and their interest/effort in the club drops, better a loanee you can return until we can afford real quality, and lets face it how many players really bleed the club colours rather than the colour of £50 notes anyway.