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Is your car insured?
- Thread starter Bozza
- Start date
nail-Z
Well-known member
nail-Z
Well-known member
What fun! I've just been going through some of my old cars and, despite being absolute wrecks when I traded them in, are still being driven around to this day.
Cian
Well-known member
"Your request cannot be processed because you have entered an invalid Vehicle Registration Number" 
Arthur
Well-known member
"Your request cannot be processed because you have entered an invalid Vehicle Registration Number"
They probably don't cover potato powered cars!
My car isn't insured on there - but it is!! Not nice...
- Thread starter
- #7
It is, I believe, the same database that police use to see if a car is insured. Best check out whether your insurer has your correct registration number...
nwgull
Well-known member
according to that site, one of my cars is insured and one isn't, so don't think it's 100% accurate!
They do - and its insured as its worth a pretty penny - but its SORN'd so maybe thats the glitch?
Lord Bracknell
On fire
Over the past few weeks, there have been a few big operations in the Brighton area, with the police stopping uninsured cars.
I've assumed that they've been using the insurance industry's database for instant checking. Get your details right on the database and you won't get stopped.
I've assumed that they've been using the insurance industry's database for instant checking. Get your details right on the database and you won't get stopped.
severnside gull
Well-known member
I got stoppped the other week as they had been driving behind me on the motorway and when they checked the database it showed I had no insurance.
They gave me a load of shit about towing the car away there and then until I took the insurance note out of the glove box and showed it to them.
Still doesn't appear on the database today which is odd so maybe I should speak to my insurers before I get stopped again
I think I might be in a little doggy do do if I drove mine at the moment anyhow!
- Jul 7, 2003
- 47,639
Both are sort of right. Your car can be checked on the system by police as you drive it around, or it might flag up on the static ANPR cameras as uninsured.
This information comes from the database held by the DVLA. Occasionally a car won't show up as insured. It's sometimes because you've only just changed it, it might be because it's a company or hire vehicle or insured by the trade. If you know you have insurance but it's not showing, it might be worth calling the company, because if your car is checked and it shows no insurance, you'll probably get stopped.
If you don't have the documents on you, you'll usually get a HORT1 form (producer) which gives you 7 days to produce the documentation at a police station. If you're arrested and charged with an offence, say drink driving, and there's a doubt about the insurance, they'll usually charge you with driving without insurance and ask you to produce the certificate at court.
PS as the man says, if they stop you driving and are sufficiently convinced you aren't insured, the road policing guys will have your car towed away there and then, leaving you with a long walk home, a £200 fine, a recovery fee to get the car back, and the cost of having to then insure it anyway.