Superphil
Dismember
You're right to be concerned. That £10 held on a Dart card could have been invested and after a year would have earned you 10 pence.
Well, for a start, it's not possible to hold just £10 in your account for long, as soon as you use the crossing and it drops below £10 they take another £10. So at the moment my account stands at £16 odd. Say 100,000 people have signed up they have well over £1m in their bank account of our money, if a million people have signed up....