aftershavedave
Well-known member
cracking thread, congrats to the main participants
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Getting a loan with low/no credit history
- Thread starter RM-Taylor
- Start date
clapham_gull
Legacy Fan
- Aug 20, 2003
- 25,877
Can people stop patting this thread on the back please, I've been refreshing it every ten minutes hoping to read some useful financial advice.
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Banned
Russ, if ever you wanted further evidence in the overwhelming case NOT go for a loan, I had a letter land on my lap this morning from Park Motor Finance threatening to take me to court because they went back on their agreement to me of taking back a car I purchased once half the loan had been paid off (23% interest). They're now saying if I pay for a tow truck to take the bastard thing to Wales for them, they'll auction the car and that'll be deducted from what I owe them on the rest of the loan instead. They got a prompt phone call telling them suck my balls cos they won't get another penny out of me.
I wish I'd saved up all those years ago to get a motor instead instead of only being able to afford some dodgy finance deal owing to f***ing around with credit cards when I was a teenager.
I'm sure I'm teaching him to suck eggs though here, right dad?
I wish I'd saved up all those years ago to get a motor instead instead of only being able to afford some dodgy finance deal owing to f***ing around with credit cards when I was a teenager.
I'm sure I'm teaching him to suck eggs though here, right dad?
Surely you have worked out what the advice is. Borrow what you can afford to pay back taking into account how long you have to pay it back and your future anticipated expenditure. Simple as!
Lush
Mods' Pet
Or live within your means and don't borrow at all, especially when you already owe a few thousand to your parents.
Billy the Fish
Technocrat
1
1066gull
Guest
Hunting Sussex police in Ashdown forest as they try to hunt me down.
It might just work.
You have no clue about money Russ.
You already had a car, a lush seven year old 206??
What happened to it
are you a shit driver
You can get a 12 year old car with 10 months mot for 800 quid if you are paitent, Set aside £400 from two months.
But I have a micra, a month it costs £200 to run a month, but next month i have to pay £60 for windscreen excess on top and two months after that tax. THIS IS A MICRA. Im down to £900 after that. Last month I went to the casino halfway through, and lost half that sum, do you know what I did after that? Sit tight.
I still have student overdraft as well, which im being charged for, it will take 3-4 months to clear it on my current salary of £1200 a month. JUST SIT TIGHT AND WORK HARD.
Banks rip off everyone. There is no point in saving, despite what my mum says, spend the money wisley on items that will make you progress. For me thats quite hard because i am attracted to dirt skanks on my time of the month, but thats my problem.
CARS ARE A HUGE BURDEN
Why bother looking at that 'Money Saving Expert' site when Adrie sorts us out with gems like this?
- Jul 7, 2003
- 47,640
I'd give you fifteen minutes. Tops.
Yes, they'd have to spend a bit of time clearing the area first
Man of Harveys
Well-known member
This
If only Gordon Brown had read this thread in 2001, before he got us in the mess we're in
2001! If you check your stats, you will see that GB was spending less % of our GDP in 2007 (pre credit crunch), than Major was in 1997.
Billy the Fish
Technocrat
- Jul 7, 2003
- 47,640
Ssssshhh, he's off to Millets for a balaclava, a pop up tent and a fortnight's supply of Kendal Mint Cake as we speak.
You'll never take me alive, copper!!
Cecil
New member
seagullsovergrimsby
#cpfctinpotclub
Digweeds Trousers
New member
Adrie,
Can you provide an item of your clothing. A good friend of mine lives in Duddleswell on the forest with lots of large dogs.
It would rather good sport to give you a 20 minute headstart from Kings Standing and then let the hounds loose.
Big sweep from the NSC members on how long you last - 50% of the proceed to REMF and slap my arse and call me Bernard - you'll have done something of value in your life.
Can you provide an item of your clothing. A good friend of mine lives in Duddleswell on the forest with lots of large dogs.
It would rather good sport to give you a 20 minute headstart from Kings Standing and then let the hounds loose.
Big sweep from the NSC members on how long you last - 50% of the proceed to REMF and slap my arse and call me Bernard - you'll have done something of value in your life.