Why is nobody doing this, that would be a vote winner in my book? It has always been unfair on families that their parents home needs to be sold, it's a double tax. It's the principle.
Quite right, I worked 16 hour days/nights to be able to afford to buy my home, fortunately that was back in the mid seventies through to the nineties when overtime from my employer was available and when orders dropped off due to recessions etc I got extra work early morning and evening cleaning and worked behind a bar evenings and weekends to make ends meet to be able to bring up my children, now if I unfortunately suffer from these illnesses it seems I would have to sell my home to pay for nursing care, yet had I managed to be housed in a local authority house/flat who would pick up the bill for that?