Did you pay the band circa £400 each year? No, so it's a poor analogy.
Did you see that band 23 times each year then? It's a reasonable analogy and if you're not happy with interest free DD payments, price freeze, new price band for U21s, then maybe you should take up Derby's offer.
As a STH, my match ticket price is effectively £23 which includes the various travel options. It cost £9 to watch Burgess Hill FC so I'm paying a little over double to watch a team in the second tier of the football pyramid, 6 divisions higher than Burgess Hill and with far better facilities.
Would I prefer it if the ST price were cheaper, who wouldn't, but equally I'm not complaining about the package we do have.