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Credit crunch, recession etc, has it affected you personally



cheshunt seagull

Well-known member
Jul 5, 2003
2,595
Endowment: it was bad, now it is worse
Job; no immediate threat but being public sector it will work it's way to us in the next funding round and pay rise well below inflation.
Expenses: being a lot more careful with the weekly shop but there was scope to economise
Fuel: Cutting out pointless trips to watch us at Leeds and such places will cut costs in future
 




sully

Dunscouting
Jul 7, 2003
7,938
Worthing
Apart from being stuck with a Northern Rock mortgage now on SVR without much prospect of a re-mortgage, an ISA with Icesave and shares in HBOS, I don't think I've been affected much yet!
 


perth seagull

Well-known member
Jul 5, 2003
5,487
The only affect it has had on me has been positive, with interest rates going down it makes mortgage repayments easier.
 


Mortgate - hopefully, the recent drop in interest rates will be passed on saving a few quid a month.
Job - Many of you will have seen my posts when Lehman Bros went under. Now have a new contract with PwC, awaiting the arrival of Nomura (imminent, they have taken the Lehman Brothers signage down in the reception today)to see what happens to us in the long run.
Oh yeah - and the restaurant is still open:clap2:
 






Freddie Goodwin.

Well-known member
Mar 31, 2007
7,186
Brighton
My endowment has been shrinking for years. I thought it was down to my age & lack of use!
 










Ding Dong !

Boy I'm HOT today !
Jul 26, 2004
3,119
Worthing
I'm self employed and did some figures the other day. Found I am 40% up YOY for April - Sept in turnover.:yahoo:

Well done me !!!!:clap::smokin:
 






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