Prince Monolulu
Everything in Moderation
Whilst I fully accept that Hard Drives do indeed fail, and me being an old 'belt and braces' codger I have a drive offsite too BUT I feel that the chances of your cloud AND your HDD going belly up at the same time pretty slim. Shirley as soon as one went up the pictures then immediate steps would be taken to replace.
Just a thought.
Just a thought.